--- title: AAIS Views | Issues & Trends description: Issues & Trends | AAIS Views provides the latest updates, alerts, and news in the P&C industry. --- [![](https://aaisviews.aaisonline.com/hs-fs/hubfs/social-suggested-images/www.aaisonline.comimagelayout_set_logo.png?width=150&height=38&name=www.aaisonline.comimagelayout_set_logo.png)](https://aaisviews.aaisonline.com/compliance-alerts) ## Compliance Alerts # Issues & Trends [![](https://aaisviews.aaisonline.com/hubfs/AAIS%20Webinar%20-%20UBI%20Driverscape%202024.jpg)](https://aaisviews.aaisonline.com/aais-views/ubi-in-auto-insurance-driverscape-report) ## [Navigating UBI in Auto Insurance: Insights from Driverscape 2024](https://aaisviews.aaisonline.com/aais-views/ubi-in-auto-insurance-driverscape-report) Sep 5, 2024 / by [Ash Naik](https://aaisviews.aaisonline.com/aais-views/author/ash-naik) posted in [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Telematics](https://aaisviews.aaisonline.com/aais-views/topic/telematics), [Auto](https://aaisviews.aaisonline.com/aais-views/topic/auto), [Commercial Auto](https://aaisviews.aaisonline.com/aais-views/topic/commercial-auto), [Personal Auto](https://aaisviews.aaisonline.com/aais-views/topic/personal-auto), [AAIS Webinar Series](https://aaisviews.aaisonline.com/aais-views/topic/aais-webinar-series), [auto insurance](https://aaisviews.aaisonline.com/aais-views/topic/auto-insurance), [UBI](https://aaisviews.aaisonline.com/aais-views/topic/ubi), [Usage Based Insurance](https://aaisviews.aaisonline.com/aais-views/topic/usage-based-insurance) [0 Comments](https://aaisviews.aaisonline.com/aais-views/ubi-in-auto-insurance-driverscape-report#comments-listing) The auto insurance landscape is evolving rapidly, driven by technological advancements and changing consumer preferences. The third annual AAIS Driverscape report provides valuable insights into these shifts, helping insurance carriers navigate the complexities of the modern market. [Read More](https://aaisviews.aaisonline.com/aais-views/ubi-in-auto-insurance-driverscape-report) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Interview%20Jacqueline%20Schaendorf%5B6%5D.jpg)](https://aaisviews.aaisonline.com/aais-views/ai-predictive-modeling-data-trends-underwriting) ## [AI, Predictive Modeling, and Data Trends in Underwriting](https://aaisviews.aaisonline.com/aais-views/ai-predictive-modeling-data-trends-underwriting) Jul 18, 2024 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Data](https://aaisviews.aaisonline.com/aais-views/topic/data), [Modeling/Predictive Analytics](https://aaisviews.aaisonline.com/aais-views/topic/modeling-predictive-analytics), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Underwriting](https://aaisviews.aaisonline.com/aais-views/topic/underwriting), [AI](https://aaisviews.aaisonline.com/aais-views/topic/ai), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [Cogitate](https://aaisviews.aaisonline.com/aais-views/topic/cogitate) [0 Comments](https://aaisviews.aaisonline.com/aais-views/ai-predictive-modeling-data-trends-underwriting#comments-listing) Artificial intelligence (AI) is revolutionizing the underwriting process, offering unprecedented opportunities for efficiency and accuracy in the insurance industry. In this interview with AAIS Partner, [Cogitate](https://aaisviews.aaisonline.com/aais-views/tag/issues-trends/page/cogitate.us), we explored how AI is promising a new era in data interpretation and utilization. Jacqueline Schaendorf, CPCU, Co-Founder of Cogitate and President and CEO of Insurance House, discussed the potential of predictive modeling in underwriting and claims processes, significant data challenges faced by carriers, and innovative solutions offered by Cogitate. [Read More](https://aaisviews.aaisonline.com/aais-views/ai-predictive-modeling-data-trends-underwriting) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Interview%20Anand%20Rajaraman%5B95%5D.jpg)](https://aaisviews.aaisonline.com/aais-views/mgas-cut-costs-construction-insurance) ## [Methods for MGAs to Cut Construction Insurance Costs](https://aaisviews.aaisonline.com/aais-views/mgas-cut-costs-construction-insurance) May 28, 2024 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Inland Marine](https://aaisviews.aaisonline.com/aais-views/topic/inland-marine), [Data](https://aaisviews.aaisonline.com/aais-views/topic/data), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Builders Risk](https://aaisviews.aaisonline.com/aais-views/topic/builders-risk), [catastrophe](https://aaisviews.aaisonline.com/aais-views/topic/catastrophe), [OwlSurance](https://aaisviews.aaisonline.com/aais-views/topic/owlsurance), [MGA](https://aaisviews.aaisonline.com/aais-views/topic/mga) [0 Comments](https://aaisviews.aaisonline.com/aais-views/mgas-cut-costs-construction-insurance#comments-listing) In the construction industry, insurance plays a crucial role in protecting assets and personnel. Current construction industry challenges are impacting insurance, driving the need for insurers to innovate to reduce costs, ensure data security, and stay competitive. Watch part two of our two-part interview series with AAIS Partner, [ValueMomentum](https://www.valuemomentum.com/), to hear from Anand Rajaraman, Vice President of Product Management at [OwlSurance Technologies.](https://owlsurance.com/) [Read More](https://aaisviews.aaisonline.com/aais-views/mgas-cut-costs-construction-insurance) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Interview%20Bob%20Ridinger.jpg)](https://aaisviews.aaisonline.com/aais-views/white-labeling-insurance) ## [Leveraging White Labeling in the Insurance Industry](https://aaisviews.aaisonline.com/aais-views/white-labeling-insurance) May 21, 2024 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Insights](https://aaisviews.aaisonline.com/aais-views/topic/insights), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Insurance Operations](https://aaisviews.aaisonline.com/aais-views/topic/insurance-operations), [Working in Insurance](https://aaisviews.aaisonline.com/aais-views/topic/working-in-insurance), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [OwlSurance](https://aaisviews.aaisonline.com/aais-views/topic/owlsurance) [0 Comments](https://aaisviews.aaisonline.com/aais-views/white-labeling-insurance#comments-listing) White labeling has emerged as a pivotal strategy for insurers to bolster brand presence while catering to the preferences of brokers and clients. In this interview with AAIS Partner, [ValueMomentum](https://www.valuemomentum.com/), you’ll learn what makes white labeling effective, the benefits of utilizing the strategy, and the tools and principles that make it successful in the insurance industry. Part one of our two-part series features Bob Ridinger, Vice President of Sales and Business Development at [OwlSurance Technologies](https://owlsurance.com/), a business unit of ValueMomentum. [Read More](https://aaisviews.aaisonline.com/aais-views/white-labeling-insurance) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Market%20Reasearch%202024%20FIMS%5B91%5D.jpg)](https://aaisviews.aaisonline.com/aais-views/aais-market-research-looks-at-trends-concerns-and-data/technology-issues-affecting-the-florida-market) ## [AAIS Market Research Looks at Trends, Concerns, and Data/Technology Issues Affecting the Florida Market](https://aaisviews.aaisonline.com/aais-views/aais-market-research-looks-at-trends-concerns-and-data/technology-issues-affecting-the-florida-market) Mar 27, 2024 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Insights](https://aaisviews.aaisonline.com/aais-views/topic/insights), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Insurance News/Current Events](https://aaisviews.aaisonline.com/aais-views/topic/insurance-news-current-events), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Florida Insurance Market](https://aaisviews.aaisonline.com/aais-views/topic/florida-insurance-market), [Insurance Market](https://aaisviews.aaisonline.com/aais-views/topic/insurance-market), [Florida](https://aaisviews.aaisonline.com/aais-views/topic/florida) [0 Comments](https://aaisviews.aaisonline.com/aais-views/aais-market-research-looks-at-trends-concerns-and-data/technology-issues-affecting-the-florida-market#comments-listing) AAIS was proud to sponsor the 2024 Florida Insurance Market Summit (FIMS) on March 13-15. Prior to the FIMS meeting, AAIS polled attendees to get a sense of the major issues facing the Florida insurance market in 2024, and the data and technology priorities paving the path ahead. [Read More](https://aaisviews.aaisonline.com/aais-views/aais-market-research-looks-at-trends-concerns-and-data/technology-issues-affecting-the-florida-market) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Mind%20Maps.jpg)](https://aaisviews.aaisonline.com/aais-views/mindmaps-the-organization-tool-transforming-the-aais-auto-program-insurance-industry-alike) ## [Mind Maps: The Organization Tool Transforming the AAIS Auto Program & Insurance Industry Alike](https://aaisviews.aaisonline.com/aais-views/mindmaps-the-organization-tool-transforming-the-aais-auto-program-insurance-industry-alike) Jan 31, 2024 / by [Ash Naik](https://aaisviews.aaisonline.com/aais-views/author/ash-naik) posted in [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Insurance Operations](https://aaisviews.aaisonline.com/aais-views/topic/insurance-operations), [Auto](https://aaisviews.aaisonline.com/aais-views/topic/auto), [Personal Auto](https://aaisviews.aaisonline.com/aais-views/topic/personal-auto), [auto insurance](https://aaisviews.aaisonline.com/aais-views/topic/auto-insurance), [AAIS Auto Program](https://aaisviews.aaisonline.com/aais-views/topic/aais-auto-program), [Mind Maps](https://aaisviews.aaisonline.com/aais-views/topic/mind-maps) [0 Comments](https://aaisviews.aaisonline.com/aais-views/mindmaps-the-organization-tool-transforming-the-aais-auto-program-insurance-industry-alike#comments-listing) Updating or creating new insurance products is generally expected to be a long and expensive endeavor for insurance carriers. Most insurance products are made with insurance experts in mind, which can be hard for technology teams to understand. Having a product analyst is essential to make these complex ideas clear and ready for implementation. [Read More](https://aaisviews.aaisonline.com/aais-views/mindmaps-the-organization-tool-transforming-the-aais-auto-program-insurance-industry-alike) [![](https://aaisviews.aaisonline.com/hubfs/iStock-1287613958.jpg)](https://aaisviews.aaisonline.com/aais-views/redefining-mobility-risks-of-battery-fires-findings-from-an-fdny-symposium) ## [Redefining Mobility & Risks of Battery Fires: Findings from an FDNY Symposium](https://aaisviews.aaisonline.com/aais-views/redefining-mobility-risks-of-battery-fires-findings-from-an-fdny-symposium) Nov 2, 2023 / by [Matt Hinds-Aldrich](https://aaisviews.aaisonline.com/aais-views/author/matt-hinds-aldrich) posted in [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [New/Emerging Risks](https://aaisviews.aaisonline.com/aais-views/topic/new-emerging-risks), [Fire](https://aaisviews.aaisonline.com/aais-views/topic/fire), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Risk](https://aaisviews.aaisonline.com/aais-views/topic/risk), [FLAMES](https://aaisviews.aaisonline.com/aais-views/topic/flames), [Battery Fires](https://aaisviews.aaisonline.com/aais-views/topic/battery-fires) [0 Comments](https://aaisviews.aaisonline.com/aais-views/redefining-mobility-risks-of-battery-fires-findings-from-an-fdny-symposium#comments-listing) We recently discussed the rapid proliferation of batteries in modern homes and businesses and the more worrying proliferation of fires associated with those batteries on [AAIS Views](https://aaisviews.aaisonline.com/aais-views/home-is-where-the-battery-is). On October 12, 2023, the Fire Department for the City of New York (FDNY) hosted a one-day symposium titled, “A Conversation with the Insurance Industry About Lithium-Ion Batteries.” The intent of the symposium was to share the scope of the problem, the current state-of-the-art in mitigating these types of incidents, and a clarion call for insurers to join the fight in addressing this scourge. [Read More](https://aaisviews.aaisonline.com/aais-views/redefining-mobility-risks-of-battery-fires-findings-from-an-fdny-symposium) [![](https://aaisviews.aaisonline.com/hubfs/Featured%20-%20Tapoly%20post%202.jpg)](https://aaisviews.aaisonline.com/aais-views/tapoly-ceo-explains-what-insurers-should-know-when-it-comes-to-the-gig-economy) ## [Tapoly CEO Explains What Insurers Should Know When It Comes to the Gig Economy](https://aaisviews.aaisonline.com/aais-views/tapoly-ceo-explains-what-insurers-should-know-when-it-comes-to-the-gig-economy) Aug 9, 2023 / by [Janthana Kaenprakhamroy](https://aaisviews.aaisonline.com/aais-views/author/janthana-kaenprakhamroy) posted in [Insights](https://aaisviews.aaisonline.com/aais-views/topic/insights), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [New/Emerging Risks](https://aaisviews.aaisonline.com/aais-views/topic/new-emerging-risks), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Economy](https://aaisviews.aaisonline.com/aais-views/topic/economy), [Tapoly](https://aaisviews.aaisonline.com/aais-views/topic/tapoly), [Gig Economy](https://aaisviews.aaisonline.com/aais-views/topic/gig-economy) [0 Comments](https://aaisviews.aaisonline.com/aais-views/tapoly-ceo-explains-what-insurers-should-know-when-it-comes-to-the-gig-economy#comments-listing) For the third part of our blog series featuring [**Tapoly**](https://www.tapoly.com/),the digital provider of flexible insurance products and insurance technology solutions, CEO **Janthana Kaenprakhamroy **offers insight to insurers on the gig economy market. Kaenprakhamroy breaks down the gig economy, how it affects insurers, and solutions for small businesses to navigate this market system. [Read More](https://aaisviews.aaisonline.com/aais-views/tapoly-ceo-explains-what-insurers-should-know-when-it-comes-to-the-gig-economy) [![](https://aaisviews.aaisonline.com/hubfs/Featured%20-%20Where%20the%20Battery%20is.jpg)](https://aaisviews.aaisonline.com/aais-views/home-is-where-the-battery-is) ## [Home Is Where the Battery Is](https://aaisviews.aaisonline.com/aais-views/home-is-where-the-battery-is) Jul 17, 2023 / by [Matt Hinds-Aldrich](https://aaisviews.aaisonline.com/aais-views/author/matt-hinds-aldrich) posted in [Personal Lines](https://aaisviews.aaisonline.com/aais-views/topic/personal-lines), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Insurance News/Current Events](https://aaisviews.aaisonline.com/aais-views/topic/insurance-news-current-events), [Homeowners](https://aaisviews.aaisonline.com/aais-views/topic/homeowners), [New/Emerging Risks](https://aaisviews.aaisonline.com/aais-views/topic/new-emerging-risks), [Fire](https://aaisviews.aaisonline.com/aais-views/topic/fire), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Risk](https://aaisviews.aaisonline.com/aais-views/topic/risk), [AAIS FLAMES](https://aaisviews.aaisonline.com/aais-views/topic/aais-flames) [0 Comments](https://aaisviews.aaisonline.com/aais-views/home-is-where-the-battery-is#comments-listing) *“Check out my new drone. The camera and range are exceptional!”* *“I’ve been getting out of the house more than ever with this new e-bike, have you considered getting one?”* *“Now that my solar array is complete, and I’ve connected the new 3000-watt home battery backup, I’m ready to go off-grid.”* [Read More](https://aaisviews.aaisonline.com/aais-views/home-is-where-the-battery-is) [![](https://aaisviews.aaisonline.com/hubfs/Featured%20-%20Tapoly%20post.jpg)](https://aaisviews.aaisonline.com/aais-views/tapoly-ceo-shares-how-insurance-companies-can-achieve-efficiency-utilizing-automated-technology) ## [Tapoly CEO Shares How Insurance Companies Can Achieve Efficiency Utilizing Automated Technology](https://aaisviews.aaisonline.com/aais-views/tapoly-ceo-shares-how-insurance-companies-can-achieve-efficiency-utilizing-automated-technology) May 18, 2023 / by [Janthana Kaenprakhamroy](https://aaisviews.aaisonline.com/aais-views/author/janthana-kaenprakhamroy) posted in [Insights](https://aaisviews.aaisonline.com/aais-views/topic/insights), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Insurtech](https://aaisviews.aaisonline.com/aais-views/topic/insurtech), [Blockchain](https://aaisviews.aaisonline.com/aais-views/topic/blockchain), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [Machine Learning](https://aaisviews.aaisonline.com/aais-views/topic/machine-learning), [Analytics](https://aaisviews.aaisonline.com/aais-views/topic/analytics), [Tapoly](https://aaisviews.aaisonline.com/aais-views/topic/tapoly) [0 Comments](https://aaisviews.aaisonline.com/aais-views/tapoly-ceo-shares-how-insurance-companies-can-achieve-efficiency-utilizing-automated-technology#comments-listing) For the second part of our blog series featuring [**Tapoly**](https://www.tapoly.com/),the digital provider of flexible insurance products and insurance technology solutions, CEO **Janthana Kaenprakhamroy** gives insight into how insurance companies can utilize automated technology to achieve efficiency. Kaenprakhamroy delves into how this technology can be utilized, where to apply these solutions within a company, obstacles insurers may face, and how SaaS solutions can help. [Read More](https://aaisviews.aaisonline.com/aais-views/tapoly-ceo-shares-how-insurance-companies-can-achieve-efficiency-utilizing-automated-technology) [Next](https://aaisviews.aaisonline.com/aais-views/tag/issues-trends/page/2) - Recent - Popular - Categories ### Lists by Topic - [Data & Technology (38)](https://aaisviews.aaisonline.com/aais-views/tag/data-technology) - [Issues & Trends (34)](https://aaisviews.aaisonline.com/aais-views/tag/issues-trends) - [Data/Tech (33)](https://aaisviews.aaisonline.com/aais-views/tag/data-tech) - [Technology (28)](https://aaisviews.aaisonline.com/aais-views/tag/technology) - [AAIS Insights (25)](https://aaisviews.aaisonline.com/aais-views/tag/aais-insights) - [Artificial Intelligence (19)](https://aaisviews.aaisonline.com/aais-views/tag/artificial-intelligence) - [AI (16)](https://aaisviews.aaisonline.com/aais-views/tag/ai) - [Auto (16)](https://aaisviews.aaisonline.com/aais-views/tag/auto) - [AAIS News & Views (15)](https://aaisviews.aaisonline.com/aais-views/tag/aais-news-views) - 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