---
title: California Issues Mandatory Moratorium in Response to Wildfires
description: The California Department of Insurance (CDI) issued Bulletin 2023-6 which announced a mandatory moratorium on cancellations and non-renewals
---

[Compliance Alerts](https://aaisviews.aaisonline.com/compliance-alerts)

# [California Issues Mandatory Moratorium in Response to Wildfires](https://aaisviews.aaisonline.com/compliance-alerts/california-issues-mandatory-moratorium-in-response-to-wildfires)

 Written by [AAIS](https://aaisviews.aaisonline.com/compliance-alerts/author/aais) | Sep 19, 2023

On September 14, 2023, the California Department of Insurance (CDI) issued [Bulletin 2023-6](https://www.insurance.ca.gov/0250-insurers/0300-insurers/0200-bulletins/bulletin-notices-commiss-opinion/upload/Bulletin-2023-6-Moratorium-Smith-River-and-Happy-Camp-Fires-Declaration-14-Sept-2023.pdf) which announced a mandatory moratorium on cancellations and non-renewals in response to the declaration of a state of emergency. The moratorium prohibits any admitted or non-admitted insurer writing residential property insurance in the state of California from issuing a notice of cancellation or non-renewal for one year, starting on August 29, 2023 in affected ZIP codes. 

 

The affected ZIP codes for which the moratorium applies are:

- **Smith River Complex Fire**: 95531, 95532, 95543, 95546, 95548, 95556, 95567, 95568, 96039
- **Happy Camp Complex Fire**: 95543, 95556, 95568, 96027, 96031, 96032, 96034, 96037, 96039, 96044, 96050, 96085, 96086, 96097

If any insurers to which the moratorium applies have issued a notice of cancellation or non-renewal since the declaration of a state of emergency on August 29, 2023, they must offer to rescind those notices. 

 

For more information please see [Bulletin 2023-6](https://www.insurance.ca.gov/0250-insurers/0300-insurers/0200-bulletins/bulletin-notices-commiss-opinion/upload/Bulletin-2023-6-Moratorium-Smith-River-and-Happy-Camp-Fires-Declaration-14-Sept-2023.pdf).

 

For any questions regarding the bulletin, please contact Daniel R. Wade, Senior Staff Counsel at [Daniel.Wade@insurance.ca.gov](mailto:Daniel.Wade@insurance.ca.gov).

 

 

Links:

[Bulletin 2023-6](https://www.insurance.ca.gov/0250-insurers/0300-insurers/0200-bulletins/bulletin-notices-commiss-opinion/upload/Bulletin-2023-6-Moratorium-Smith-River-and-Happy-Camp-Fires-Declaration-14-Sept-2023.pdf)

[View full post](https://aaisviews.aaisonline.com/compliance-alerts/california-issues-mandatory-moratorium-in-response-to-wildfires)

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