---
title: Florida Issues Memorandum Regarding Wind and Water Claims and NFIP Data Call
description: Florida's Office of Insurance Regulation issues guidance on wind and water claims, mandating data reporting on NFIP claims handling and WYO policies for residential insurers by March 6, 2025.
image: https://aaisviews.aaisonline.com/hubfs/Compliance%20Alert/GLC%20Compliance%20Blog%20Features%20v2%20-%20FL.jpg
---

[![](https://aaisviews.aaisonline.com/hs-fs/hubfs/social-suggested-images/www.aaisonline.comimagelayout_set_logo.png?width=150&height=38&name=www.aaisonline.comimagelayout_set_logo.png)](https://aaisviews.aaisonline.com/compliance-alerts)

## Compliance Alerts

## [Florida Issues Memorandum Regarding Wind and Water Claims and NFIP Data Call](https://aaisviews.aaisonline.com/compliance-alerts/florida-wind-and-water-claims-memorandum)

 Feb 28, 2025 / by [AAIS](https://aaisviews.aaisonline.com/compliance-alerts/author/aais)

- [Tweet](https://twitter.com/share)

On February 20, 2025, the Florida Office of Insurance Regulation (FLOIR) issued an [informational memorandum](https://content.govdelivery.com/accounts/FLOIR/bulletins/3d319a7) containing guidance on wind and water claims and also requiring all residential property and casualty insurers to report information regarding the National Flood Insurance Program's (NFIP) claims handling process and NFIP Write Your Own Program (WYO) policies.

 

The memorandum reminds insurers of the need to properly evaluate claims when damages are caused by the perils of water and wind. FLOIR expects insurers to be mindful of Florida Statute 627.702(1)(a), which is provided in the memorandum, before denying a total loss claim for wind damage when flood or storm surge damage may have also damaged the structure.

 

Additionally, the memorandum is requiring residential property and casualty insurers to report information regarding the NFIP's claims handling process and NFIP WYO policies. The memorandum provides what should be included in the report. All information should be submitted to FLOIR by March 6, 2025.

 

Please see the [informational memorandum](https://content.govdelivery.com/accounts/FLOIR/bulletins/3d319a7) for more information.

 Tags: [Compliance](https://aaisviews.aaisonline.com/compliance-alerts/topic/compliance), [Data Call](https://aaisviews.aaisonline.com/compliance-alerts/topic/data-call), [Florida](https://aaisviews.aaisonline.com/compliance-alerts/topic/florida)

![AAIS](https://aaisviews.aaisonline.com/hs-fs/hubfs/AAIS%20Icon_Blue.png?width=100&height=100&name=AAIS%20Icon_Blue.png)

#### Written by [AAIS](https://aaisviews.aaisonline.com/compliance-alerts/author/aais)

- Recent
- Popular
- Categories

### Lists by Topic

- [Data & Technology (38)](https://aaisviews.aaisonline.com/aais-views/tag/data-technology)
- [Issues & Trends (34)](https://aaisviews.aaisonline.com/aais-views/tag/issues-trends)
- [Data/Tech (33)](https://aaisviews.aaisonline.com/aais-views/tag/data-tech)
- [Technology (28)](https://aaisviews.aaisonline.com/aais-views/tag/technology)
- [AAIS Insights (25)](https://aaisviews.aaisonline.com/aais-views/tag/aais-insights)
- [Artificial Intelligence (19)](https://aaisviews.aaisonline.com/aais-views/tag/artificial-intelligence)
- [AI (16)](https://aaisviews.aaisonline.com/aais-views/tag/ai)
- [Auto (16)](https://aaisviews.aaisonline.com/aais-views/tag/auto)
- [AAIS News & Views (15)](https://aaisviews.aaisonline.com/aais-views/tag/aais-news-views)
- [Insurtech (15)](https://aaisviews.aaisonline.com/aais-views/tag/insurtech)
- [Press Release (15)](https://aaisviews.aaisonline.com/aais-views/tag/press-release)
- [Personal Auto (13)](https://aaisviews.aaisonline.com/aais-views/tag/personal-auto)
- [AAIS Webinar Series (12)](https://aaisviews.aaisonline.com/aais-views/tag/aais-webinar-series)
- [New/Emerging Risks (12)](https://aaisviews.aaisonline.com/aais-views/tag/new-emerging-risks)
- [P&C Insurers (12)](https://aaisviews.aaisonline.com/aais-views/tag/pc-insurers)
- [Community (11)](https://aaisviews.aaisonline.com/aais-views/tag/community)
- [Regulatory/Compliance (11)](https://aaisviews.aaisonline.com/aais-views/tag/regulatory-compliance)
- [AAIS Views (10)](https://aaisviews.aaisonline.com/aais-views/tag/aais-views)
- [Tech News (10)](https://aaisviews.aaisonline.com/aais-views/tag/tech-news)
- [Commercial Auto (9)](https://aaisviews.aaisonline.com/aais-views/tag/commercial-auto)
- [Insights (9)](https://aaisviews.aaisonline.com/aais-views/tag/insights)
- [Machine Learning/AI (9)](https://aaisviews.aaisonline.com/aais-views/tag/machine-learning-ai)
- [openIDL (9)](https://aaisviews.aaisonline.com/aais-views/tag/openidl)
- [Blockchain (8)](https://aaisviews.aaisonline.com/aais-views/tag/blockchain)
- [Personal Lines (8)](https://aaisviews.aaisonline.com/aais-views/tag/personal-lines)
- [Telematics (8)](https://aaisviews.aaisonline.com/aais-views/tag/telematics)
- [Underwriting (8)](https://aaisviews.aaisonline.com/aais-views/tag/underwriting)
- [Data (7)](https://aaisviews.aaisonline.com/aais-views/tag/data)
- [Homeowners (7)](https://aaisviews.aaisonline.com/aais-views/tag/homeowners)
- [Insurance Line of Business (7)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-line-of-business)
- [Risk (7)](https://aaisviews.aaisonline.com/aais-views/tag/risk)
- [Data Management/Distributed Ledger (6)](https://aaisviews.aaisonline.com/aais-views/tag/data-management-distributed-ledger)
- [Insurance Operations (6)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-operations)
- [Legislation & Regulation (6)](https://aaisviews.aaisonline.com/aais-views/tag/legislation-regulation)
- [Modeling/Predictive Analytics (6)](https://aaisviews.aaisonline.com/aais-views/tag/modeling-predictive-analytics)
- [auto insurance (6)](https://aaisviews.aaisonline.com/aais-views/tag/auto-insurance)
- [Advisory Report (4)](https://aaisviews.aaisonline.com/aais-views/tag/advisory-report)
- [Analytics (4)](https://aaisviews.aaisonline.com/aais-views/tag/analytics)
- [Commercial Lines (4)](https://aaisviews.aaisonline.com/aais-views/tag/commercial-lines)
- [Compliance (4)](https://aaisviews.aaisonline.com/aais-views/tag/compliance)
- [Fire (4)](https://aaisviews.aaisonline.com/aais-views/tag/fire)
- [Modeling/Actuarial (4)](https://aaisviews.aaisonline.com/aais-views/tag/modeling-actuarial)
- [NAIC (4)](https://aaisviews.aaisonline.com/aais-views/tag/naic)
- [Policy Administration (4)](https://aaisviews.aaisonline.com/aais-views/tag/policy-administration)
- [Regulation (4)](https://aaisviews.aaisonline.com/aais-views/tag/regulation)
- [Remote Work (4)](https://aaisviews.aaisonline.com/aais-views/tag/remote-work)
- [WAHVE (4)](https://aaisviews.aaisonline.com/aais-views/tag/wahve)
- [Working in Insurance (4)](https://aaisviews.aaisonline.com/aais-views/tag/working-in-insurance)
- [insurance automation (4)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-automation)
- [AAIS Auto Program (3)](https://aaisviews.aaisonline.com/aais-views/tag/aais-auto-program)
- [Actuarial (3)](https://aaisviews.aaisonline.com/aais-views/tag/actuarial)
- [BluePond.AI (3)](https://aaisviews.aaisonline.com/aais-views/tag/bluepond-ai)
- [CHRP Technologies (3)](https://aaisviews.aaisonline.com/aais-views/tag/chrp-technologies)
- [COVID-19 (3)](https://aaisviews.aaisonline.com/aais-views/tag/covid-19)
- [Cannabis (3)](https://aaisviews.aaisonline.com/aais-views/tag/cannabis)
- [Cogitate (3)](https://aaisviews.aaisonline.com/aais-views/tag/cogitate)
- [Digitization (3)](https://aaisviews.aaisonline.com/aais-views/tag/digitization)
- [Farm & Ag (3)](https://aaisviews.aaisonline.com/aais-views/tag/farm-ag)
- [Farming (3)](https://aaisviews.aaisonline.com/aais-views/tag/farming)
- [Industry (3)](https://aaisviews.aaisonline.com/aais-views/tag/industry)
- [Inland Marine (3)](https://aaisviews.aaisonline.com/aais-views/tag/inland-marine)
- [Insurance News/Current Events (3)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-news-current-events)
- [LenderDock (3)](https://aaisviews.aaisonline.com/aais-views/tag/lenderdock)
- [MGA (3)](https://aaisviews.aaisonline.com/aais-views/tag/mga)
- [Mind Maps (3)](https://aaisviews.aaisonline.com/aais-views/tag/mind-maps)
- [OneShield (3)](https://aaisviews.aaisonline.com/aais-views/tag/oneshield)
- [Pinpoint Predictive (3)](https://aaisviews.aaisonline.com/aais-views/tag/pinpoint-predictive)
- [UBI (3)](https://aaisviews.aaisonline.com/aais-views/tag/ubi)
- [Usage Based Insurance (3)](https://aaisviews.aaisonline.com/aais-views/tag/usage-based-insurance)
- [catastrophe (3)](https://aaisviews.aaisonline.com/aais-views/tag/catastrophe)
- [membership (3)](https://aaisviews.aaisonline.com/aais-views/tag/membership)
- [AAIS FLAMES (2)](https://aaisviews.aaisonline.com/aais-views/tag/aais-flames)
- [ADAS (2)](https://aaisviews.aaisonline.com/aais-views/tag/adas)
- [Agile (2)](https://aaisviews.aaisonline.com/aais-views/tag/agile)
- [Builders Risk (2)](https://aaisviews.aaisonline.com/aais-views/tag/builders-risk)
- [Business Interruption (2)](https://aaisviews.aaisonline.com/aais-views/tag/business-interruption)
- [CannaBOP (2)](https://aaisviews.aaisonline.com/aais-views/tag/cannabop)
- [Data Management (2)](https://aaisviews.aaisonline.com/aais-views/tag/data-management)
- [FLAMES (2)](https://aaisviews.aaisonline.com/aais-views/tag/flames)
- [Flood Insurance (2)](https://aaisviews.aaisonline.com/aais-views/tag/flood-insurance)
- [GLC (2)](https://aaisviews.aaisonline.com/aais-views/tag/glc)
- [GhostDraft (2)](https://aaisviews.aaisonline.com/aais-views/tag/ghostdraft)
- [InsurIQ (2)](https://aaisviews.aaisonline.com/aais-views/tag/insuriq)
- [Insurance Market (2)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-market)
- [IoT (2)](https://aaisviews.aaisonline.com/aais-views/tag/iot)
- [Machine Learning (2)](https://aaisviews.aaisonline.com/aais-views/tag/machine-learning)
- [NatCats (2)](https://aaisviews.aaisonline.com/aais-views/tag/natcats)
- [OwlSurance (2)](https://aaisviews.aaisonline.com/aais-views/tag/owlsurance)
- [Robotics/Drones (2)](https://aaisviews.aaisonline.com/aais-views/tag/robotics-drones)
- [S2M Toolkit (2)](https://aaisviews.aaisonline.com/aais-views/tag/s2m-toolkit)
- [Tapoly (2)](https://aaisviews.aaisonline.com/aais-views/tag/tapoly)
- [flood (2)](https://aaisviews.aaisonline.com/aais-views/tag/flood)
- [reThought Flood (2)](https://aaisviews.aaisonline.com/aais-views/tag/rethought-flood)
- [risk management (2)](https://aaisviews.aaisonline.com/aais-views/tag/risk-management)
- [risk mitigation (2)](https://aaisviews.aaisonline.com/aais-views/tag/risk-mitigation)
- [talent gap (2)](https://aaisviews.aaisonline.com/aais-views/tag/talent-gap)
- [2020 VME (1)](https://aaisviews.aaisonline.com/aais-views/tag/2020-vme)
- [AAIS Risk Awareness Service (1)](https://aaisviews.aaisonline.com/aais-views/tag/aais-risk-awareness-service)
- [AAIS Wildfire Resource Center (1)](https://aaisviews.aaisonline.com/aais-views/tag/aais-wildfire-resource-center)
- [Agribusiness (1)](https://aaisviews.aaisonline.com/aais-views/tag/agribusiness)
- [All Access Membership (1)](https://aaisviews.aaisonline.com/aais-views/tag/all-access-membership)
- [Apoorva Insurance (1)](https://aaisviews.aaisonline.com/aais-views/tag/apoorva-insurance)
- [Autonomous Vehicles (1)](https://aaisviews.aaisonline.com/aais-views/tag/autonomous-vehicles)
- [Battery Fires (1)](https://aaisviews.aaisonline.com/aais-views/tag/battery-fires)
- [Behavioral Intelligence (1)](https://aaisviews.aaisonline.com/aais-views/tag/behavioral-intelligence)
- [Brokers (1)](https://aaisviews.aaisonline.com/aais-views/tag/brokers)
- [Business (1)](https://aaisviews.aaisonline.com/aais-views/tag/business)
- [California (1)](https://aaisviews.aaisonline.com/aais-views/tag/california)
- [Chainyard (1)](https://aaisviews.aaisonline.com/aais-views/tag/chainyard)
- [Climate Change (1)](https://aaisviews.aaisonline.com/aais-views/tag/climate-change)
- [Cloverleaf Analytics (1)](https://aaisviews.aaisonline.com/aais-views/tag/cloverleaf-analytics)
- [Connecticut (1)](https://aaisviews.aaisonline.com/aais-views/tag/connecticut)
- [Cyber (1)](https://aaisviews.aaisonline.com/aais-views/tag/cyber)
- [Data Call (1)](https://aaisviews.aaisonline.com/aais-views/tag/data-call)
- [Davies (1)](https://aaisviews.aaisonline.com/aais-views/tag/davies)
- [Economy (1)](https://aaisviews.aaisonline.com/aais-views/tag/economy)
- [Executive (1)](https://aaisviews.aaisonline.com/aais-views/tag/executive)
- [FM Global Group (1)](https://aaisviews.aaisonline.com/aais-views/tag/fm-global-group)
- [Farmowners (FO) (1)](https://aaisviews.aaisonline.com/aais-views/tag/farmowners-fo)
- [FilingRamp (1)](https://aaisviews.aaisonline.com/aais-views/tag/filingramp)
- [Fire Advisory Council (1)](https://aaisviews.aaisonline.com/aais-views/tag/fire-advisory-council)
- [Fire Mitigation (1)](https://aaisviews.aaisonline.com/aais-views/tag/fire-mitigation)
- [Florida (1)](https://aaisviews.aaisonline.com/aais-views/tag/florida)
- [Florida Insurance Market (1)](https://aaisviews.aaisonline.com/aais-views/tag/florida-insurance-market)
- [GenAI (1)](https://aaisviews.aaisonline.com/aais-views/tag/genai)
- [Gig Economy (1)](https://aaisviews.aaisonline.com/aais-views/tag/gig-economy)
- [Hyperledger (1)](https://aaisviews.aaisonline.com/aais-views/tag/hyperledger)
- [IBM (1)](https://aaisviews.aaisonline.com/aais-views/tag/ibm)
- [IMUA (1)](https://aaisviews.aaisonline.com/aais-views/tag/imua)
- [INFORCE (1)](https://aaisviews.aaisonline.com/aais-views/tag/inforce)
- [Inflation (1)](https://aaisviews.aaisonline.com/aais-views/tag/inflation)
- [Innovation (1)](https://aaisviews.aaisonline.com/aais-views/tag/innovation)
- [Insurance (1)](https://aaisviews.aaisonline.com/aais-views/tag/insurance)
- [Insurance Advisory (1)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-advisory)
- [Insurance Agents (1)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-agents)
- [Legacy Systems (1)](https://aaisviews.aaisonline.com/aais-views/tag/legacy-systems)
- [Linux Foundation (1)](https://aaisviews.aaisonline.com/aais-views/tag/linux-foundation)
- [Modern Advisory Services (1)](https://aaisviews.aaisonline.com/aais-views/tag/modern-advisory-services)
- [Monitaur (1)](https://aaisviews.aaisonline.com/aais-views/tag/monitaur)
- [Mutual Boiler Re (1)](https://aaisviews.aaisonline.com/aais-views/tag/mutual-boiler-re)
- [Open Source (1)](https://aaisviews.aaisonline.com/aais-views/tag/open-source)
- [P&C (1)](https://aaisviews.aaisonline.com/aais-views/tag/pc)
- [Rally (1)](https://aaisviews.aaisonline.com/aais-views/tag/rally)
- [SimpleSolve (1)](https://aaisviews.aaisonline.com/aais-views/tag/simplesolve)
- [Sproutr (1)](https://aaisviews.aaisonline.com/aais-views/tag/sproutr)
- [Stanley Parsons Insurance Services (1)](https://aaisviews.aaisonline.com/aais-views/tag/stanley-parsons-insurance-services)
- [Statistical Reporting (1)](https://aaisviews.aaisonline.com/aais-views/tag/statistical-reporting)
- [TNEDICCA (1)](https://aaisviews.aaisonline.com/aais-views/tag/tnedicca)
- [WSRB (1)](https://aaisviews.aaisonline.com/aais-views/tag/wsrb)
- [hurricanes (1)](https://aaisviews.aaisonline.com/aais-views/tag/hurricanes)
- [pandemic (1)](https://aaisviews.aaisonline.com/aais-views/tag/pandemic)
- [property & casualty (1)](https://aaisviews.aaisonline.com/aais-views/tag/property-casualty)
- [reinsurance (1)](https://aaisviews.aaisonline.com/aais-views/tag/reinsurance)
- [risk awareness service (1)](https://aaisviews.aaisonline.com/aais-views/tag/risk-awareness-service)
- [solar panels (1)](https://aaisviews.aaisonline.com/aais-views/tag/solar-panels)
- [wildfire (1)](https://aaisviews.aaisonline.com/aais-views/tag/wildfire)

see all

### Posts by Tag

- [Data & Technology (38)](https://aaisviews.aaisonline.com/aais-views/tag/data-technology)
- [Issues & Trends (34)](https://aaisviews.aaisonline.com/aais-views/tag/issues-trends)
- [Data/Tech (33)](https://aaisviews.aaisonline.com/aais-views/tag/data-tech)
- [Technology (28)](https://aaisviews.aaisonline.com/aais-views/tag/technology)
- [AAIS Insights (25)](https://aaisviews.aaisonline.com/aais-views/tag/aais-insights)
- [Artificial Intelligence (19)](https://aaisviews.aaisonline.com/aais-views/tag/artificial-intelligence)
- [AI (16)](https://aaisviews.aaisonline.com/aais-views/tag/ai)
- [Auto (16)](https://aaisviews.aaisonline.com/aais-views/tag/auto)
- [AAIS News & Views (15)](https://aaisviews.aaisonline.com/aais-views/tag/aais-news-views)
- [Insurtech (15)](https://aaisviews.aaisonline.com/aais-views/tag/insurtech)
- [Press Release (15)](https://aaisviews.aaisonline.com/aais-views/tag/press-release)
- [Personal Auto (13)](https://aaisviews.aaisonline.com/aais-views/tag/personal-auto)
- [AAIS Webinar Series (12)](https://aaisviews.aaisonline.com/aais-views/tag/aais-webinar-series)
- [New/Emerging Risks (12)](https://aaisviews.aaisonline.com/aais-views/tag/new-emerging-risks)
- [P&C Insurers (12)](https://aaisviews.aaisonline.com/aais-views/tag/pc-insurers)
- [Community (11)](https://aaisviews.aaisonline.com/aais-views/tag/community)
- [Regulatory/Compliance (11)](https://aaisviews.aaisonline.com/aais-views/tag/regulatory-compliance)
- [AAIS Views (10)](https://aaisviews.aaisonline.com/aais-views/tag/aais-views)
- [Tech News (10)](https://aaisviews.aaisonline.com/aais-views/tag/tech-news)
- [Commercial Auto (9)](https://aaisviews.aaisonline.com/aais-views/tag/commercial-auto)
- [Insights (9)](https://aaisviews.aaisonline.com/aais-views/tag/insights)
- [Machine Learning/AI (9)](https://aaisviews.aaisonline.com/aais-views/tag/machine-learning-ai)
- [openIDL (9)](https://aaisviews.aaisonline.com/aais-views/tag/openidl)
- [Blockchain (8)](https://aaisviews.aaisonline.com/aais-views/tag/blockchain)
- [Personal Lines (8)](https://aaisviews.aaisonline.com/aais-views/tag/personal-lines)
- [Telematics (8)](https://aaisviews.aaisonline.com/aais-views/tag/telematics)
- [Underwriting (8)](https://aaisviews.aaisonline.com/aais-views/tag/underwriting)
- [Data (7)](https://aaisviews.aaisonline.com/aais-views/tag/data)
- [Homeowners (7)](https://aaisviews.aaisonline.com/aais-views/tag/homeowners)
- [Insurance Line of Business (7)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-line-of-business)
- [Risk (7)](https://aaisviews.aaisonline.com/aais-views/tag/risk)
- [Data Management/Distributed Ledger (6)](https://aaisviews.aaisonline.com/aais-views/tag/data-management-distributed-ledger)
- [Insurance Operations (6)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-operations)
- [Legislation & Regulation (6)](https://aaisviews.aaisonline.com/aais-views/tag/legislation-regulation)
- [Modeling/Predictive Analytics (6)](https://aaisviews.aaisonline.com/aais-views/tag/modeling-predictive-analytics)
- [auto insurance (6)](https://aaisviews.aaisonline.com/aais-views/tag/auto-insurance)
- [Advisory Report (4)](https://aaisviews.aaisonline.com/aais-views/tag/advisory-report)
- [Analytics (4)](https://aaisviews.aaisonline.com/aais-views/tag/analytics)
- [Commercial Lines (4)](https://aaisviews.aaisonline.com/aais-views/tag/commercial-lines)
- [Compliance (4)](https://aaisviews.aaisonline.com/aais-views/tag/compliance)
- [Fire (4)](https://aaisviews.aaisonline.com/aais-views/tag/fire)
- [Modeling/Actuarial (4)](https://aaisviews.aaisonline.com/aais-views/tag/modeling-actuarial)
- [NAIC (4)](https://aaisviews.aaisonline.com/aais-views/tag/naic)
- [Policy Administration (4)](https://aaisviews.aaisonline.com/aais-views/tag/policy-administration)
- [Regulation (4)](https://aaisviews.aaisonline.com/aais-views/tag/regulation)
- [Remote Work (4)](https://aaisviews.aaisonline.com/aais-views/tag/remote-work)
- [WAHVE (4)](https://aaisviews.aaisonline.com/aais-views/tag/wahve)
- [Working in Insurance (4)](https://aaisviews.aaisonline.com/aais-views/tag/working-in-insurance)
- [insurance automation (4)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-automation)
- [AAIS Auto Program (3)](https://aaisviews.aaisonline.com/aais-views/tag/aais-auto-program)
- [Actuarial (3)](https://aaisviews.aaisonline.com/aais-views/tag/actuarial)
- [BluePond.AI (3)](https://aaisviews.aaisonline.com/aais-views/tag/bluepond-ai)
- [CHRP Technologies (3)](https://aaisviews.aaisonline.com/aais-views/tag/chrp-technologies)
- [COVID-19 (3)](https://aaisviews.aaisonline.com/aais-views/tag/covid-19)
- [Cannabis (3)](https://aaisviews.aaisonline.com/aais-views/tag/cannabis)
- [Cogitate (3)](https://aaisviews.aaisonline.com/aais-views/tag/cogitate)
- [Digitization (3)](https://aaisviews.aaisonline.com/aais-views/tag/digitization)
- [Farm & Ag (3)](https://aaisviews.aaisonline.com/aais-views/tag/farm-ag)
- [Farming (3)](https://aaisviews.aaisonline.com/aais-views/tag/farming)
- [Industry (3)](https://aaisviews.aaisonline.com/aais-views/tag/industry)
- [Inland Marine (3)](https://aaisviews.aaisonline.com/aais-views/tag/inland-marine)
- [Insurance News/Current Events (3)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-news-current-events)
- [LenderDock (3)](https://aaisviews.aaisonline.com/aais-views/tag/lenderdock)
- [MGA (3)](https://aaisviews.aaisonline.com/aais-views/tag/mga)
- [Mind Maps (3)](https://aaisviews.aaisonline.com/aais-views/tag/mind-maps)
- [OneShield (3)](https://aaisviews.aaisonline.com/aais-views/tag/oneshield)
- [Pinpoint Predictive (3)](https://aaisviews.aaisonline.com/aais-views/tag/pinpoint-predictive)
- [UBI (3)](https://aaisviews.aaisonline.com/aais-views/tag/ubi)
- [Usage Based Insurance (3)](https://aaisviews.aaisonline.com/aais-views/tag/usage-based-insurance)
- [catastrophe (3)](https://aaisviews.aaisonline.com/aais-views/tag/catastrophe)
- [membership (3)](https://aaisviews.aaisonline.com/aais-views/tag/membership)
- [AAIS FLAMES (2)](https://aaisviews.aaisonline.com/aais-views/tag/aais-flames)
- [ADAS (2)](https://aaisviews.aaisonline.com/aais-views/tag/adas)
- [Agile (2)](https://aaisviews.aaisonline.com/aais-views/tag/agile)
- [Builders Risk (2)](https://aaisviews.aaisonline.com/aais-views/tag/builders-risk)
- [Business Interruption (2)](https://aaisviews.aaisonline.com/aais-views/tag/business-interruption)
- [CannaBOP (2)](https://aaisviews.aaisonline.com/aais-views/tag/cannabop)
- [Data Management (2)](https://aaisviews.aaisonline.com/aais-views/tag/data-management)
- [FLAMES (2)](https://aaisviews.aaisonline.com/aais-views/tag/flames)
- [Flood Insurance (2)](https://aaisviews.aaisonline.com/aais-views/tag/flood-insurance)
- [GLC (2)](https://aaisviews.aaisonline.com/aais-views/tag/glc)
- [GhostDraft (2)](https://aaisviews.aaisonline.com/aais-views/tag/ghostdraft)
- [InsurIQ (2)](https://aaisviews.aaisonline.com/aais-views/tag/insuriq)
- [Insurance Market (2)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-market)
- [IoT (2)](https://aaisviews.aaisonline.com/aais-views/tag/iot)
- [Machine Learning (2)](https://aaisviews.aaisonline.com/aais-views/tag/machine-learning)
- [NatCats (2)](https://aaisviews.aaisonline.com/aais-views/tag/natcats)
- [OwlSurance (2)](https://aaisviews.aaisonline.com/aais-views/tag/owlsurance)
- [Robotics/Drones (2)](https://aaisviews.aaisonline.com/aais-views/tag/robotics-drones)
- [S2M Toolkit (2)](https://aaisviews.aaisonline.com/aais-views/tag/s2m-toolkit)
- [Tapoly (2)](https://aaisviews.aaisonline.com/aais-views/tag/tapoly)
- [flood (2)](https://aaisviews.aaisonline.com/aais-views/tag/flood)
- [reThought Flood (2)](https://aaisviews.aaisonline.com/aais-views/tag/rethought-flood)
- [risk management (2)](https://aaisviews.aaisonline.com/aais-views/tag/risk-management)
- [risk mitigation (2)](https://aaisviews.aaisonline.com/aais-views/tag/risk-mitigation)
- [talent gap (2)](https://aaisviews.aaisonline.com/aais-views/tag/talent-gap)
- [2020 VME (1)](https://aaisviews.aaisonline.com/aais-views/tag/2020-vme)
- [AAIS Risk Awareness Service (1)](https://aaisviews.aaisonline.com/aais-views/tag/aais-risk-awareness-service)
- [AAIS Wildfire Resource Center (1)](https://aaisviews.aaisonline.com/aais-views/tag/aais-wildfire-resource-center)
- [Agribusiness (1)](https://aaisviews.aaisonline.com/aais-views/tag/agribusiness)
- [All Access Membership (1)](https://aaisviews.aaisonline.com/aais-views/tag/all-access-membership)
- [Apoorva Insurance (1)](https://aaisviews.aaisonline.com/aais-views/tag/apoorva-insurance)
- [Autonomous Vehicles (1)](https://aaisviews.aaisonline.com/aais-views/tag/autonomous-vehicles)
- [Battery Fires (1)](https://aaisviews.aaisonline.com/aais-views/tag/battery-fires)
- [Behavioral Intelligence (1)](https://aaisviews.aaisonline.com/aais-views/tag/behavioral-intelligence)
- [Brokers (1)](https://aaisviews.aaisonline.com/aais-views/tag/brokers)
- [Business (1)](https://aaisviews.aaisonline.com/aais-views/tag/business)
- [California (1)](https://aaisviews.aaisonline.com/aais-views/tag/california)
- [Chainyard (1)](https://aaisviews.aaisonline.com/aais-views/tag/chainyard)
- [Climate Change (1)](https://aaisviews.aaisonline.com/aais-views/tag/climate-change)
- [Cloverleaf Analytics (1)](https://aaisviews.aaisonline.com/aais-views/tag/cloverleaf-analytics)
- [Connecticut (1)](https://aaisviews.aaisonline.com/aais-views/tag/connecticut)
- [Cyber (1)](https://aaisviews.aaisonline.com/aais-views/tag/cyber)
- [Data Call (1)](https://aaisviews.aaisonline.com/aais-views/tag/data-call)
- [Davies (1)](https://aaisviews.aaisonline.com/aais-views/tag/davies)
- [Economy (1)](https://aaisviews.aaisonline.com/aais-views/tag/economy)
- [Executive (1)](https://aaisviews.aaisonline.com/aais-views/tag/executive)
- [FM Global Group (1)](https://aaisviews.aaisonline.com/aais-views/tag/fm-global-group)
- [Farmowners (FO) (1)](https://aaisviews.aaisonline.com/aais-views/tag/farmowners-fo)
- [FilingRamp (1)](https://aaisviews.aaisonline.com/aais-views/tag/filingramp)
- [Fire Advisory Council (1)](https://aaisviews.aaisonline.com/aais-views/tag/fire-advisory-council)
- [Fire Mitigation (1)](https://aaisviews.aaisonline.com/aais-views/tag/fire-mitigation)
- [Florida (1)](https://aaisviews.aaisonline.com/aais-views/tag/florida)
- [Florida Insurance Market (1)](https://aaisviews.aaisonline.com/aais-views/tag/florida-insurance-market)
- [GenAI (1)](https://aaisviews.aaisonline.com/aais-views/tag/genai)
- [Gig Economy (1)](https://aaisviews.aaisonline.com/aais-views/tag/gig-economy)
- [Hyperledger (1)](https://aaisviews.aaisonline.com/aais-views/tag/hyperledger)
- [IBM (1)](https://aaisviews.aaisonline.com/aais-views/tag/ibm)
- [IMUA (1)](https://aaisviews.aaisonline.com/aais-views/tag/imua)
- [INFORCE (1)](https://aaisviews.aaisonline.com/aais-views/tag/inforce)
- [Inflation (1)](https://aaisviews.aaisonline.com/aais-views/tag/inflation)
- [Innovation (1)](https://aaisviews.aaisonline.com/aais-views/tag/innovation)
- [Insurance (1)](https://aaisviews.aaisonline.com/aais-views/tag/insurance)
- [Insurance Advisory (1)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-advisory)
- [Insurance Agents (1)](https://aaisviews.aaisonline.com/aais-views/tag/insurance-agents)
- [Legacy Systems (1)](https://aaisviews.aaisonline.com/aais-views/tag/legacy-systems)
- [Linux Foundation (1)](https://aaisviews.aaisonline.com/aais-views/tag/linux-foundation)
- [Modern Advisory Services (1)](https://aaisviews.aaisonline.com/aais-views/tag/modern-advisory-services)
- [Monitaur (1)](https://aaisviews.aaisonline.com/aais-views/tag/monitaur)
- [Mutual Boiler Re (1)](https://aaisviews.aaisonline.com/aais-views/tag/mutual-boiler-re)
- [Open Source (1)](https://aaisviews.aaisonline.com/aais-views/tag/open-source)
- [P&C (1)](https://aaisviews.aaisonline.com/aais-views/tag/pc)
- [Rally (1)](https://aaisviews.aaisonline.com/aais-views/tag/rally)
- [SimpleSolve (1)](https://aaisviews.aaisonline.com/aais-views/tag/simplesolve)
- [Sproutr (1)](https://aaisviews.aaisonline.com/aais-views/tag/sproutr)
- [Stanley Parsons Insurance Services (1)](https://aaisviews.aaisonline.com/aais-views/tag/stanley-parsons-insurance-services)
- [Statistical Reporting (1)](https://aaisviews.aaisonline.com/aais-views/tag/statistical-reporting)
- [TNEDICCA (1)](https://aaisviews.aaisonline.com/aais-views/tag/tnedicca)
- [WSRB (1)](https://aaisviews.aaisonline.com/aais-views/tag/wsrb)
- [hurricanes (1)](https://aaisviews.aaisonline.com/aais-views/tag/hurricanes)
- [pandemic (1)](https://aaisviews.aaisonline.com/aais-views/tag/pandemic)
- [property & casualty (1)](https://aaisviews.aaisonline.com/aais-views/tag/property-casualty)
- [reinsurance (1)](https://aaisviews.aaisonline.com/aais-views/tag/reinsurance)
- [risk awareness service (1)](https://aaisviews.aaisonline.com/aais-views/tag/risk-awareness-service)
- [solar panels (1)](https://aaisviews.aaisonline.com/aais-views/tag/solar-panels)
- [wildfire (1)](https://aaisviews.aaisonline.com/aais-views/tag/wildfire)

See all

[Share via Facebook](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Faaisviews.aaisonline.com%2Fcompliance-alerts%2Fflorida-wind-and-water-claims-memorandum) [Share via Twitter](https://twitter.com/intent/tweet?url=https%3A%2F%2Faaisviews.aaisonline.com%2Fcompliance-alerts%2Fflorida-wind-and-water-claims-memorandum&text=Florida+Issues+Memorandum+Regarding+Wind+and+Water+Claims+and+NFIP+Data+Call) [Share via LinkedIn](https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Faaisviews.aaisonline.com%2Fcompliance-alerts%2Fflorida-wind-and-water-claims-memorandum&title=Florida+Issues+Memorandum+Regarding+Wind+and+Water+Claims+and+NFIP+Data+Call&summary=Florida%27s+Office+of+Insurance+Regulation+issues+guidance+on+wind+and+water+claims%2C+mandating+data+reporting+on+NFIP+claims+handling+and+WYO+policies+for+residential+insurers+by+March+6%2C+2025.)

# Get the Latest from AAIS Views!

### Register below to receive all blog updates via email.

 

### Contact Us

[membership@aaisonline.com](mailto:membership@aaisonline.com)

 650 Warrenville Rd.,  
Suite 100   
 Lisle, IL 60532

Copyright © 2025 American Association of Insurance Services. All rights reserved.

[![LinkedIn Icon - white-01](https://aaisviews.aaisonline.com/hs-fs/hubfs/Logos/LinkedIn%20Icon%20-%20white-01.png?width=2000&height=2000&name=LinkedIn%20Icon%20-%20white-01.png "LinkedIn Icon - white-01")](https://www.linkedin.com/company/aaisconnect)

[![Facebook](https://aaisviews.aaisonline.com/hs-fs/hubfs/Facebook%20Icon%20-%20white-01.png?width=100&height=100&name=Facebook%20Icon%20-%20white-01.png "Facebook")](https://www.facebook.com/AAISconnect/)

[![logo-white-1](https://aaisviews.aaisonline.com/hs-fs/hubfs/Logos/logo-white-1.png?width=1956&height=2000&name=logo-white-1.png "logo-white-1")](https://twitter.com/AAISConnect)

[![YouTube](https://aaisviews.aaisonline.com/hs-fs/hubfs/yt_icon_white_logo_youtube_192px_clr.png?width=100&height=100&name=yt_icon_white_logo_youtube_192px_clr.png "YouTube")](https://www.youtube.com/channel/UCmKNcKCNTsG6vSh46SV4ziQ)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "AAIS",
    "url" : "https://aaisviews.aaisonline.com/compliance-alerts/author/aais"
  },
  "dateModified" : "2025-02-28T20:30:00.732Z",
  "datePublished" : "2025-02-28T20:30:00.000Z",
  "headline" : "Florida Issues Memorandum Regarding Wind and Water Claims and NFIP Data Call",
  "image" : [ "https://aaisviews.aaisonline.com/hubfs/Compliance%20Alert/GLC%20Compliance%20Blog%20Features%20v2%20-%20FL.jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://aaisviews.aaisonline.com/compliance-alerts/florida-wind-and-water-claims-memorandum",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://aaisviews.aaisonline.com/hubfs/social-suggested-images/www.aaisonline.comimagelayout_set_logo.png"
    },
    "name" : "AAIS"
  }
}
```