---
title: Nevada Enacts Assembly Bill 376
description: Nevada's Assembly Bill 376 allows insurers to test innovative insurance products and adjust wildfire coverage regulations, promoting flexibility and innovation in the state's insurance market.
image: https://aaisviews.aaisonline.com/hubfs/Compliance%20Alert/GLC%20Compliance%20Blog%20Features%20v2%20-%20NV.jpg
---

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## Compliance Alerts

## [Nevada Enacts Assembly Bill 376](https://aaisviews.aaisonline.com/compliance-alerts/nevada-enacts-assembly-bill-376)

 Jul 11, 2025 / by [AAIS](https://aaisviews.aaisonline.com/compliance-alerts/author/aais)

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Nevada has enacted [Assembly Bill 376](https://www.leg.state.nv.us/App/NELIS/REL/83rd2025/Bill/12518/Overview), which, among other provisions, states the Commissioner will establish and administer the Regulatory Experimentation Program for Insurance Product Innovation. This program enables an authorized insurer, who offers at least one insurance product in the state that provides property insurance coverage for real or personal property, to test a qualified insurance product without complying with certain regulations. Insurers wanting to participate in the program must submit a written application for each product proposed for testing in the form prescribed by the Commissioner.

 

The Commissioner will also establish a program of flex-rated filing to allow insurers that issue property insurance that provides coverage for real property to make a filing for a proposed rate increase for that line of insurance – provided the increase does not exceed the flex-rated filing thresholds set by the Commissioner.

 

Additionally, the bill permits insurers to exclude the peril of wildfire from coverage under a property insurance policy. Insurers may also issue a property insurance policy that solely covers the peril of wildfire on a standalone basis or in coordination with a policy that excludes the peril of wildfire.

 

Please see [Assembly Bill 376](https://www.leg.state.nv.us/App/NELIS/REL/83rd2025/Bill/12518/Overview) for more information.

 Tags: [Compliance](https://aaisviews.aaisonline.com/compliance-alerts/topic/compliance), [Nevada](https://aaisviews.aaisonline.com/compliance-alerts/topic/nevada)

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