Rhode Island has enacted companion bills House Bill 5570 and Senate Bill 84. The bills establish that no group, carrier, or company providing personal lines insurance should assess any premium surcharge or penalty against an insured inquiring about the specific terms of their policy. The bills do not prevent such entities from assessing a premium surcharge, change in rating, or penalty as a result of a policy change or loss.

Please see House Bill 5570 and Senate Bill 84 for more information.