Connecticut

Connecticut has enacted House Bill 5373 which, among other provisions, allows insurers to send premium billing notices by electronic means to insureds for certain policies if agreed upon as described. Additionally, for premium billing notices of personal risk insurance policies, this bill requires insurers to state that they shall provide a reasonable explanation for premium increases within 20 business days after receiving a named insured’s request. Insurers must also include a prominent statement containing the insurer’s contact information on such notices, to which policyholders may submit their explanatory requests.

On April 21, 2026, the Connecticut Insurance Department (CID) issued a notice to remind insurers and surplus lines brokers to submit an annual Healthy Homes Fund Remittance Report along with the required surcharge to the CID.

On July 8, 2025, the Connecticut Insurance Department (CID) issued Bulletin PC-93-25 providing guidance on flood insurance disclosure requirements.

On December 17, 2024, the Connecticut Insurance Department (CID) issued Bulletin Number FS-4-24 to all insurers regarding the 2025 electronic financial statement filing requirements.

On September 3, 2024, the Connecticut Insurance Department (CID) issued a Storm Water Coverage and Flood Insurance Fact Sheet following a severe rain event that caused storm and flood damage. The fact sheet provides general homeowner and commercial insurance coverage information and describes the claim process under a typical homeowners policy, along with other helpful information.

On August 22, 2024, the Connecticut Insurance Department (CID) issued a Department Notice to all insurers informing them of the recent declaration of a state of emergency in Fairfield, New Haven, and Litchfield counties following significant flooding. 

In April, 2022, the Connecticut Insurance Department (CID) issued a notice to all licensed entities and persons regarding the use of big data technology and the avoidance of discriminatory practices.