---
title: Washington State Issues Emergency Order Following Winter Weather Event
description: Washington State mandates a 45-day grace period for insurance premium payments and prohibits cancellations following severe winter weather, effective December 15, 2025, to February 12, 2026.
---

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# [Washington State Issues Emergency Order Following Winter Weather Event](https://aaisviews.aaisonline.com/compliance-alerts/washington-state-issues-emergency-order-following-winter-weather-event)

 Written by [AAIS](https://aaisviews.aaisonline.com/compliance-alerts/author/aais) | Dec 18, 2025

On December 15, 2025, the Washington State Office of the Insurance Commissioner (OIC) issued [Emergency Order No. 25-01](https://www.insurance.wa.gov/sites/default/files/2025-12/wsr-26-01-094-emergency-rule-25-01.pdf) following [Proclamation 25-07](https://governor.wa.gov/sites/default/files/proclamations/25-07%20-%20Atmospheric%20River.pdf) that declared an emergency related to the December Atmospheric River and Winter Weather Event.

 

The OIC orders all insurers, insurance producers, surplus lines brokers, and other regulated entities transacting any property and automobile insurance business to provide grace periods of no less than 45 days for nonpayment of premium and to waive any associated charges and fees. Additionally, no property and automobile insurer should cancel a policy for nonpayment of premium unless directed by the insured or issue a notice of nonrenewal less than 120 days before the expiration date of the policy. The emergency order will be in effect from December 15, 2025, until February 12, 2026.

 

Please see [Emergency Order No. 25-01](https://www.insurance.wa.gov/sites/default/files/2025-12/wsr-26-01-094-emergency-rule-25-01.pdf) and [Proclamation 25-07](https://governor.wa.gov/sites/default/files/proclamations/25-07%20-%20Atmospheric%20River.pdf) for more information.

[View full post](https://aaisviews.aaisonline.com/compliance-alerts/washington-state-issues-emergency-order-following-winter-weather-event)

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