---
title: California Issues Moratorium Following Gifford Fire
description: California imposes a one-year insurance moratorium following the Gifford Fire, protecting residents from policy cancellations and nonrenewals due to wildfire risk.
---

[Compliance Alerts](https://aaisviews.aaisonline.com/compliance-alerts)

# [California Issues Moratorium Following Gifford Fire](https://aaisviews.aaisonline.com/compliance-alerts/california-moratorium-following-gifford-fire)

 Written by [AAIS](https://aaisviews.aaisonline.com/compliance-alerts/author/aais) | Jan 14, 2026

On January 9, 2026, the California Department of Insurance released [Bulletin 2026-01](https://www.insurance.ca.gov/0250-insurers/0300-insurers/0200-bulletins/bulletin-notices-commiss-opinion/upload/Bulletin-2026-01-One-Year-Moratorium.pdf) to all admitted and non-admitted insurers in the state to issue a mandatory moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declaration due to the Gifford Fire.

 

No insurer should issue a notice of cancellation or nonrenewal due to wildfire risk for one year, starting on December 23, 2025. The bulletin provides the ZIP codes to which the moratorium applies. Additionally, insurers must offer to rescind any notices of cancellation or nonrenewal that were issued due to wildfire risk since the emergency declaration.

 

Please see [Bulletin 2026-01](https://www.insurance.ca.gov/0250-insurers/0300-insurers/0200-bulletins/bulletin-notices-commiss-opinion/upload/Bulletin-2026-01-One-Year-Moratorium.pdf) for more information. For any questions regarding the bulletin, please contact [REBPublicInquiries@insurance.ca.gov](mailto:REBPublicInquiries@insurance.ca.gov).

[View full post](https://aaisviews.aaisonline.com/compliance-alerts/california-moratorium-following-gifford-fire)

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