Compliance Alerts

    Louisiana Enacts Multiple Bills

    Jun 17, 2025 / by AAIS posted in Compliance, Louisiana

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    Louisiana has enacted multiple bills in this year's legislative session. Summaries of some of the recent bills follow.

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    Oklahoma Enacts House Bill 1084

    Jun 16, 2025 / by AAIS posted in Compliance, Oklahoma

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    Oklahoma has enacted House Bill 1084 which establishes new definitions and states that under an auto collision or comprehensive policy, residential property insurance policy, or commercial property insurance policy, a person should not request or accept a post-loss insurance benefit assignment for property damage. The bill specifies that an assignment agreement is against public policy and will be null and void.

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    Utah Enacts House Bill 48

    Jun 13, 2025 / by AAIS posted in Compliance, Utah

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    Utah has enacted House Bill 48, which, among other provisions, provides new definitions and insurance requirements regarding wildland urban interface property.

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    Texas Issues 2025 HelpInsure.com Price Comparisons Data Call

    Jun 11, 2025 / by AAIS posted in Compliance, Data Call, Texas

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    On June 5, 2025, the Texas Department of Insurance (TDI) issued Commissioner's Bulletin #B-0005-25 to insurers writing personal automobile and residential property policies in the state regarding the 2025 HelpInsure.com data call. 

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    Massachusetts Issues Filing Guidance Notice for Mandatory Flood Exclusion Disclosure

    Jun 9, 2025 / by AAIS posted in Compliance, Massachusetts

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    On June 3, 2025, the Massachusetts Division of Insurance issued Filing Guidance Notice 2025-R regarding the submission of new mandatory disclosures relating to flood coverage.

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    Colorado Enacts House Bill 1207

    Jun 4, 2025 / by AAIS posted in Compliance, Colorado

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    Colorado has enacted House Bill 1207, which, among other provisions, states that insurers may not refuse to issue, cancel, nonrenew, or increase a premium for a commercial policy for multifamily unitsor a policy to cover the contents of a structure used for a residence and occupied by an owner or renterbased on the breed or mixture of breeds of a dog at the unit or structure. However, this does not prohibit an insurer from taking such action on the above-mentioned policies based on sound underwriting and actuarial principles on the basis that a particular dog at the unit or structure is known or declared to be dangerous. 

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    Florida Issues Notice to Announce 2025 Catastrophe Reporting Form

    Jun 2, 2025 / by AAIS posted in Compliance, Florida

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    On May 29, 2025, the Florida Office of Insurance Regulation issued a Notice to Industry to inform insurers of the 2025 Catastrophe Reporting Form (CRF) in preparation for the Atlantic Hurricane Season, which begins on June 1, 2025.

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    Georgia Enacts Senate Bill 201

    May 30, 2025 / by AAIS posted in Compliance, Georgia

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    Georgia has enacted Senate Bill 201, which, among other provisions, states that no insurer should sell homeowners insurance policies that allow for the assignment of proceeds to a contractor within one year of a natural disaster which causes damage to the insured's property.

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    Maryland Enacts House Bill 1148

    May 29, 2025 / by AAIS posted in Compliance, Maryland

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    Maryland has enacted House Bill 1148, stating that if an applicant for residential condominium unit insurance experiences a lapse in coverage due to an insurer withdrawing from the market, then as outlined in the bill, an insurer may not refuse to issue a policy based solely on the applicant's lapse of coverage.

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    Louisiana Issues Bulletin Regarding the Fortify Homes Program

    May 28, 2025 / by AAIS posted in Compliance, Louisiana

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    On May 21, 2025, the Louisiana Department of Insurance issued Bulletin 2025-03 regarding the Louisiana Fortify Homes Program. 

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