On November 15, 2024, the New York Department of Financial Services (DFS) issued a letter regarding the Annual Availability Survey, which includes the Annual Free Trade Zone Report and Special Homeowners Insurance Supplement.

On November 14, 2024, the California Department of Insurance (CDI) issued Bulletin 2024-13 to all admitted and non-admitted insurers in the state, mandating a moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declaration due to the Mountain Fire.

On November 8, 2024, the Michigan Department of Insurance and Financial Services (DIFS) issued Bulletin 2024-26-INS, which supersedes Bulletin 2024-18-INS, regarding the depreciation of labor and other nontangible items that may be included in some insurance policies' definition of Actual Cash Value (ACV).

On October 18, 2024, the Wyoming Department of Insurance (Department) issued Bulletin No. 10-2024 regarding motor vehicle insurance coverage and criminal acts.

On November 6, 2024, Bill Lee, the Governor of Tennessee, issued Executive Order No. 107 to extend the state of emergency that was put in place on September 27, 2024, following severe weather and flooding in the state. 

On November 6, 2024, the Montana Commissioner of Securities and Insurance (CSI) issued an Advisory Memorandum regarding defense within limits (DWL) provisions.

On August 27, 2024, the Nevada Division of Insurance (Division) issued Bulletin 24-002 to remind insurers of their requirement to file any mathematical model used in underwriting or rating for any property and casualty lines of insurance subject to the specified regulation of rates.

On November 4, 2024, the Montana Commissioner of Securities and Insurance (CSI) issued an Addendum to Advisory Memorandum regarding a new certification for compliance with  § 33-23-203, Mont. Code Ann.

On November 8, 2024, the California Department of Insurance (CDI) issued Bulletin 2024-12 to all admitted and non-admitted insurers in the state, mandating a moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declarations due to the Shelly and Bear fires.

California has amended regulations in Title 10 CCR Sections 2643.3, 2644.27, 2648.1, 2648.2, and 2648.4. Among other provisions, the amendments to these sections state that premium variance requests should now be filed with the Rate Regulation Branch at the same time as the complete rate application to which they apply. A complete rate application will be considered received by the Commissioner on the date that all information required as part of a complete rate application has been delivered to the Department's Rate Regulation Branch using the System for Electronic Rate and Form Filing (SERFF). Additionally, the review time for the Commissioner on rate applications has been extended to 30 days. Guidelines for a complete rate application and what to include are also provided.