Compliance Alerts

    Nevada Issues Bulletin Regarding Program of Flex-Rated Filing

    Nov 20, 2025 / by AAIS posted in Compliance, Nevada

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    On November 14, 2025, the Nevada Division of Insurance (DOI) issued Bulletin 25-005 to provide information about the Program of Flex-Rated Filing (Program). Effective January 1, 2026, Assembly Bill 376 requires the Commissioner to establish a Program to allow an insurer that issues a line of property insurance covering real property to make a filing for a proposed rate increase under that Program, in lieu of making a filing pursuant to NRS 686B.070.

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    Colorado Issues Bulletin Regarding Reports for Auto Insurers Using ECDIS

    Nov 19, 2025 / by AAIS posted in Compliance, Colorado

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    On November 14, 2025, the Colorado Department of Regulatory Agencies (DORA) issued Bulletin No. B-10.005 to address inquiries about the manner and format of the interim report required by Colorado Insurance Regulation 10-1-1 for private passenger auto insurers that use external consumer data and information sources (ECDIS), or algorithms or predictive models that use ECDIS.

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    Virginia Issues Letter Regarding Depreciation of Labor and Nontangible Items

    Nov 17, 2025 / by AAIS posted in Compliance, Virginia

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    On October 31, 2025, the Virginia Bureau of Insurance (Bureau) issued Administrative Letter 2025-06 to address whether labor expenses and other nontangible items may be depreciated in "actual cash value" (ACV) loss settlement calculations under property insurance policies that contain ACV or replacement cost loss settlement conditions.

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    Alaska Issues Moratorium Following West Coast Storm

    Nov 11, 2025 / by AAIS posted in Compliance, Alaska

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    On October 31, 2025, the Alaska Division of Insurance (AKDOI) issued Bulletin B25-08, which supersedes Bulletin B25-07, providing requirements for insurers following the storms that impacted the west coast of Alaska.

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    Arizona Issues Bulletin Following Heavy Rains in Certain Counties 

    Nov 10, 2025 / by AAIS posted in Compliance, Arizona

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    On October 29, 2025, the Arizona Department of Insurance and Financial Institutions (Department) issued Bulletin 2025-09 (Addendum) to expand the relief areas originally specified in the previous Bulletin 2025-09.

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    Missouri Issues Bulletin as Addendum and Clarification on Moratorium Following Severe Storms

    Nov 7, 2025 / by AAIS posted in Compliance, Missouri

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    On November 4, 2025, the Missouri Department of Commerce and Insurance (Department) issued Insurance Bulletin 25-11 as an addendum and clarification to Insurance Bulletin 25-10.

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    Washington State Issues Property and Casualty Policy Count Data Call

    Nov 6, 2025 / by AAIS posted in Compliance, Data Call, Washington

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    On October 31, 2025, the Washington State Office of the Insurance Commissioner issued a Property and Casualty Policy Count Data Call with instructions, requiring all authorized property and casualty companies that transacted insurance business in the state during 2024 to respond. 

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    California Enacts Multiple Bills

    Nov 5, 2025 / by AAIS posted in Compliance, California

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    California has enacted Assembly Bill 815 and Assembly Bill 987. Summaries of each bill follow. 

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    Colorado Issues Bulletin Following Southwestern Floods

    Nov 4, 2025 / by AAIS posted in Compliance, Colorado

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    On October 31, 2025, the Colorado Department of Regulatory Agencies (DORA) issued Bulletin No. B-5.55 regarding insurer practices following floods that occurred in Pagosa Springs and the southern part of the state.

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    Michigan Issues Bulletin Providing Additional Information for Automobile Claims Handling

    Oct 31, 2025 / by AAIS posted in Compliance, Michigan

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    On October 24, 2025, the Michigan Department of Insurance and Financial Services (DIFS) issued Bulletin 2025-25-INS, which supersedes Bulletin 2025-19-INS, to address unfair or abusive acts and practices within the claims administration process for automobile insurance.

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