Washington

Washington State has enacted Senate Bill 5419, which, among other provisions, adds reporting requirements of an insurer when a claim related to fire loss or damage is closed. Within 90 days of closing such claim, insurers must report to the insurance commissioner, in a manner prescribed by the insurance commissioner to include reporting via a third-party vendor, each fire loss of property reported to the insurer. The bill outlines the minimum information that must be reported.

On January 9, 2025, the Washington State Office of the Insurance Commissioner (OIC) issued a cover letter and a survey regarding the R 2024-07 Premium Transparency Rule.

On November 1, 2024, the Washington State Office of the Insurance Commissioner (WOIC) issued a Property and Casualty Policy Count Data Call with instructions, requiring all authorized property and casualty companies that did business during the years of 2021, 2022, and 2023 to respond. 

On August 22, 2024, the Washington State Office of the Insurance Commissioner (WOIC) issued a residential policy nonrenewals and cancellations data call, along with instructions and the worksheet that is to be submitted.

On July 22, 2024, the Washington State Office of the Insurance Commissioner (WOIC) issued a data call with instructions and the worksheet that is to be submitted. Companies that may have provided any property and/or liability coverage with effective dates between January 1, 2019, and December 31, 2023, to housing providers receiving housing trust fund resources and serving extremely low-income households must complete the data call. If, after review, companies identify that they have not provided any such coverage, they only need to complete the first tab of the worksheet for submission. All responses should be emailed to datacall@oic.wa.gov by the close of business on August 27, 2024.

On June 24, 2024, the Washington State Office of the Insurance Commissioner (WOIC) issued a news release urging insurance companies to extend the additional living expenses benefit for wildfire victims who are nearing their 12-month limit on that coverage.

On May 24, 2024, the Washington State Office of the Insurance Commissioner (WOIC) issued a reminder to insurance companies of their obligation to let policyholders know why their premiums have gone up.

On August 24, 2023, the Washington state Insurance Commissioner issued Emergency Order 2023-01 in light of the Gray and Oregon Road wildfires. This was issued in response to the Governor declaring an emergency because of the same wildfires.