South Carolina has enacted House Bill 3259, which prohibits insurers from considering the work-related driving record of a first responder when determining rates for a personal automobile insurance policy if they are found to be noncontributing on the collision report or involved in a collision when responding to an emergency call. The first responder must furnish a copy of the police incident report, investigative report, or Uniform Traffic Collision report regarding the crash to the insurer or insurance agent.

Oklahoma has enacted Senate Bill 1876 which, among other provisions, requires foreign or alien insurers to appoint the Insurance Commissioner (Commissioner), a resident of the state, or a person authorized to do business in the state as its agent to receive service of legal process, other than a subpoena. Any insurer appointing a registered agent other than the Commissioner must electronically submit the name and address of the agent in the manner prescribed by the Commissioner. This information will be made public, and any changes should be submitted to the Commissioner within five business days of such change.

On April 23, 2026, the Michigan Department of Insurance and Financial Services issued Bulletin 2026-13-INS to announce the annually adjusted maximum refund of unearned premiums that constitutes a covered claim of the Property and Casualty Guaranty Association.

On April 23, 2026, the Georgia Office of Commissioner of Insurance and Safety Fire (OCI) issuedDirective 26-EX-1 to prohibit the cancellation of policies for non-payment from policyholders in certain counties affected by the ongoing wildfires. On May 8, 2026, the OCI issued Directive 26-EX-3 to reduce the number of counties to which Directive 26-EX-1 applies. The directive lists the counties in which cancellation for nonpayment of premium is still prohibited.

Virginia has enacted House Bill 677 and Senate Bill 402. These bills include identical language.

On May 5, 2026, the Louisiana Department of Insurance (LDI) issued Directive 204 (Revised and Reissued) to update guidance on reporting requirements related to residential property and private passenger automobile insurance.

Wisconsin has enacted Senate Bill 531, which creates new Section 632.11 of the statutes and relates to postloss assignment of rights or benefits under property insurance policies to residential contractors.

On April 23, 2026, the Georgia Department of Insurance (Department) issued Directive 26-EX-1 following the issuance of a State of Emergency from Governor Brian Kemp. The directive states that insurance companies across all lines of coverage are not to cancel policies for non-payment from policyholders in certain counties affected by the ongoing wildfire until further advised by the Department. The directive lists all counties in which this applies.

On April 17, 2026, the Hawaii Department of Commerce and Consumer Affairs issued Commissioner's Memorandum 2026-4PC requiring certain insurers to complete the Hurricane Insurance Data Call Worksheet.

On April 22, 2026, Georgia Governor Brian Kemp issued a State of Emergency for several counties due to active wildfires. On April 23, 2026, the Georgia Department of Insurance issued Directive 26-EX-2 regarding insurers' responsibility to promptly respond to policyholders.