On August 1, 2025, the Florida Office of Insurance Regulation issued an informational memorandum reminding insurers of their requirement to complete the Florida Property Claims Lifecycle Data Call Reporting Form on a yearly basis.

Rhode Island has enacted companion bills House Bill 5570 and Senate Bill 84. The bills establish that no group, carrier, or company providing personal lines insurance should assess any premium surcharge or penalty against an insured inquiring about the specific terms of their policy. The bills do not prevent such entities from assessing a premium surcharge, change in rating, or penalty as a result of a policy change or loss.

On July 19, 2025, the Pennsylvania Insurance Department issued a notice for their annual Private Passenger Automobile Data Call. The data call consists of four parts, with details on who must complete and submit data for each part.

On July 14, 2025, Iowa Governor Kim Reynolds issued a Proclamation of Disaster Emergency for Scott County in response to severe storms and weather that occurred on July 10, 2025. 

Louisiana has enacted Senate Bill 61 and House Bill 356. Please see the summaries of both bills below.

On July 10, 2025, the Texas Department of Insurance (TDI) issued Commissioner's Bulletin #B-0007-25 following a disaster declaration in response to the July flooding.

On July 8, 2025, the Connecticut Insurance Department (CID) issued Bulletin PC-93-25 providing guidance on flood insurance disclosure requirements.

On July 2, 2025, the Montana Commissioner of Securities and Insurance (CSI) issued an Advisory Memorandum regarding insurance refusals and wildfire risks.

Nevada has enacted Assembly Bill 376, which, among other provisions, states the Commissioner will establish and administer the Regulatory Experimentation Program for Insurance Product Innovation. This program enables an authorized insurer, who offers at least one insurance product in the state that provides property insurance coverage for real or personal property, to test a qualified insurance product without complying with certain regulations. Insurers wanting to participate in the program must submit a written application for each product proposed for testing in the form prescribed by the Commissioner.

Oregon has enacted House Bill 2563, which, among other provisions, states that an insurer that renews an existing homeowners or personal insurance policy with an insured must give a clear and reasonable written explanation for any increase in premium at the insured's written request. The explanation of a premium increase must include all, but not more than four, of the factors that most significantly contributed to the increase.