On July 2, 2025, the Montana Commissioner of Securities and Insurance (CSI) issued an Advisory Memorandum regarding insurance refusals and wildfire risks.

Nevada has enacted Assembly Bill 376, which, among other provisions, states the Commissioner will establish and administer the Regulatory Experimentation Program for Insurance Product Innovation. This program enables an authorized insurer, who offers at least one insurance product in the state that provides property insurance coverage for real or personal property, to test a qualified insurance product without complying with certain regulations. Insurers wanting to participate in the program must submit a written application for each product proposed for testing in the form prescribed by the Commissioner.

Oregon has enacted House Bill 2563, which, among other provisions, states that an insurer that renews an existing homeowners or personal insurance policy with an insured must give a clear and reasonable written explanation for any increase in premium at the insured's written request. The explanation of a premium increase must include all, but not more than four, of the factors that most significantly contributed to the increase.

On June 17, 2025, the Maryland Insurance Administration (MIA) issued Bulletin 25-10 regarding cancellations, nonrenewals, and claim denials based on satellite and aerial imagery.

Louisiana has adopted Regulation 131, which, among other provisions, states that any insurer that makes a filing for the nonrenewal or cancellation of up to five percent, or for more than five percent, of its insureds' homeowners policies in a calendar year should file a Plan for Nonrenewal or Cancellation with the commissioner. The regulation provides the information that should be included in each plan.

On July 1, 2025, the South Carolina Department of Insurance (SCDOI) issued a Notice of Liability Data Call to all insurers authorized to write property and casualty insurance in the state.

Louisiana has enacted Senate Bills 136 and 137. Please see the below summaries of each bill.

On June 17, 2025, the Alabama Department of Insurance (ALDOI) issued Bulletin 2025-03 to all insurers writing homeowners and commercial property and casualty insurance regarding the use of aerial imagery.

On June 27, 2025, the Louisiana Department of Insurance (LDI) issued Bulletin 2025-04 to give insurers early notification and guidance on potential claims reporting requirements for the 2025 hurricane season.

Texas has enacted Senate Bill 1644, which adds requirements for insurers that use credit scoring in the underwriting or rating of insurance.