Compliance

On June 13, 2025, Iowa Governor Kim Reynolds issued a Proclamation of Disaster Emergency for Osceola and Palo Alto Counties in response to severe storms and weather that occurred on June 11, 2025. 

The Missouri Department of Commerce and Insurance has issued multiple bulletins. Please see the below summaries and links for each one.

Maine has enacted Senate Paper 388 which provides that medical payments coverage in a casualty insurance policy is assignable only by written agreement between the insured and casualty insurer on a form prescribed or approved by the superintendent.

On June 12, 2025, the Hawaii Department of Commerce and Consumer Affairs (DCCA) issued Memorandum 2025-1A regarding the extension of timeframes to complete repairs or replacements for policyholders that were impacted by the August 2023 Maui Island wildfires.

Louisiana has enacted multiple bills in this year's legislative session. Summaries of some of the recent bills follow.

Oklahoma has enacted House Bill 1084 which establishes new definitions and states that under an auto collision or comprehensive policy, residential property insurance policy, or commercial property insurance policy, a person should not request or accept a post-loss insurance benefit assignment for property damage. The bill specifies that an assignment agreement is against public policy and will be null and void.

Utah has enacted House Bill 48, which, among other provisions, provides new definitions and insurance requirements regarding wildland urban interface property.

On June 5, 2025, the Texas Department of Insurance (TDI) issued Commissioner's Bulletin #B-0005-25 to insurers writing personal automobile and residential property policies in the state regarding the 2025 HelpInsure.com data call. 

On June 3, 2025, the Massachusetts Division of Insurance issued Filing Guidance Notice 2025-R regarding the submission of new mandatory disclosures relating to flood coverage.

Colorado has enacted House Bill 1207, which, among other provisions, states that insurers may not refuse to issue, cancel, nonrenew, or increase a premium for a commercial policy for multifamily units—or a policy to cover the contents of a structure used for a residence and occupied by an owner or renter—based on the breed or mixture of breeds of a dog at the unit or structure. However, this does not prohibit an insurer from taking such action on the above-mentioned policies based on sound underwriting and actuarial principles on the basis that a particular dog at the unit or structure is known or declared to be dangerous.