Compliance

The Missouri Department of Commerce and Insurance (DCI) has adopted amendments to 20 CSR 500-4.300 Rate Variations (Consent Rate) Prerequisites. The DCI removed section (3), which set forth consent-to-rate standards for aircraft insurance, to comply with previous statutory amendments to section 379.316.1(3), RSMo, that took place during the 2023 legislative session.

On May 29, 2026, the Florida Office of Insurance Regulation issued a Notice to Industry to inform insurers of the 2026 Catastrophe Reporting Form (CRF) in preparation for the Atlantic Hurricane Season, which began on June 1, 2026.

On May 29, 2026, the Missouri Department of Commerce and Insurance (Department) issued Insurance Bulletin 26-09 to rescind the moratorium on post-storm cancellations and nonrenewals.

On May 27, 2026, the Georgia Office of Commissioner of Insurance and Safety Fire (OCI) issued Directive 26-EX-5 to lift the policy cancellation restrictions.

On May 20, 2026, the New York State Department of Financial Services (DFS) issued Insurance Circular Letter No. 1 regarding disaster planning, preparedness, and response by the property and casualty insurance industry.

South Carolina has enacted House Bill 3259, which prohibits insurers from considering the work-related driving record of a first responder when determining rates for a personal automobile insurance policy if they are found to be noncontributing on the collision report or involved in a collision when responding to an emergency call. The first responder must furnish a copy of the police incident report, investigative report, or Uniform Traffic Collision report regarding the crash to the insurer or insurance agent.

Oklahoma has enacted Senate Bill 1876 which, among other provisions, requires foreign or alien insurers to appoint the Insurance Commissioner (Commissioner), a resident of the state, or a person authorized to do business in the state as its agent to receive service of legal process, other than a subpoena. Any insurer appointing a registered agent other than the Commissioner must electronically submit the name and address of the agent in the manner prescribed by the Commissioner. This information will be made public, and any changes should be submitted to the Commissioner within five business days of such change.

On April 23, 2026, the Michigan Department of Insurance and Financial Services issued Bulletin 2026-13-INS to announce the annually adjusted maximum refund of unearned premiums that constitutes a covered claim of the Property and Casualty Guaranty Association.

On April 23, 2026, the Georgia Office of Commissioner of Insurance and Safety Fire (OCI) issuedDirective 26-EX-1 to prohibit the cancellation of policies for non-payment from policyholders in certain counties affected by the ongoing wildfires. On May 8, 2026, the OCI issued Directive 26-EX-3 to reduce the number of counties to which Directive 26-EX-1 applies. The directive lists the counties in which cancellation for nonpayment of premium is still prohibited.

Virginia has enacted House Bill 677 and Senate Bill 402. These bills include identical language.