Compliance (2)

On May 5, 2026, the Louisiana Department of Insurance (LDI) issued Directive 204 (Revised and Reissued) to update guidance on reporting requirements related to residential property and private passenger automobile insurance.

Wisconsin has enacted Senate Bill 531, which creates new Section 632.11 of the statutes and relates to postloss assignment of rights or benefits under property insurance policies to residential contractors.

On April 23, 2026, the Georgia Department of Insurance (Department) issued Directive 26-EX-1 following the issuance of a State of Emergency from Governor Brian Kemp. The directive states that insurance companies across all lines of coverage are not to cancel policies for non-payment from policyholders in certain counties affected by the ongoing wildfire until further advised by the Department. The directive lists all counties in which this applies.

On April 17, 2026, the Hawaii Department of Commerce and Consumer Affairs issued Commissioner's Memorandum 2026-4PC requiring certain insurers to complete the Hurricane Insurance Data Call Worksheet.

On April 22, 2026, Georgia Governor Brian Kemp issued a State of Emergency for several counties due to active wildfires. On April 23, 2026, the Georgia Department of Insurance issued Directive 26-EX-2 regarding insurers' responsibility to promptly respond to policyholders.

On April 21, 2026, the Connecticut Insurance Department (CID) issued a notice to remind insurers and surplus lines brokers to submit an annual Healthy Homes Fund Remittance Report along with the required surcharge to the CID.

On March 27, 2026, the Minnesota Department of Commerce (Department) issued Administrative Bulletin 2026-2 to remind insurers writing homeowners insurance in certain areas of their requirement to file a report.

On April 8, 2026, the Hawaii Department of Commerce and Consumer Affairs (DCCA) issued Commissioner's Memorandum 2026-3A to inform insurers that the Federal Emergency Management Agency (FEMA) has recently updated its Flood Insurance Rate Maps (FIRMs).

Utah has enacted Senate Bill 227. Among other provisions, the bill amended Section 31A-20-101 to add that an insurer may not consider, use, or rely upon the existence, likelihood, possibility, or exposure to punitive damages when engaging in underwriting, rating, risk classification, or determining premiums or other charges for a policy. The bill becomes effective May 6, 2026. 

Utah has enacted House Bill 58 to make insurance code modifications. Below are a few highlighted changes within the bill. Please read the bill in its entirety for a full understanding of all its provisions.