On February 18, 2025, the North Carolina Department of Insurance (NCDOI) issued Bulletin Number 25-B-04 to all property and casualty insurers writing nonfleet private passenger motor vehicle physical damage and homeowners insurance coverage in the state, requesting data on Consent to Rate policies.

On February 25, 2025, the California Department of Insurance (CDI) released Bulletin 2025-6 to all admitted and non-admitted insurers in the state to issue a mandatory moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declarations due to wildfires in certain counties.

On February 20, 2025, the Florida Office of Insurance Regulation (FLOIR) issued an informational memorandum containing guidance on wind and water claims and also requiring all residential property and casualty insurers to report information regarding the National Flood Insurance Program's (NFIP) claims handling process and NFIP Write Your Own Program (WYO) policies.

Texas has issued an adoption order for amended rule 28 TAC §5.205 regarding the Motor Vehicle Crime Prevention Authority (MVCPA) fee.

On February 19, 2025, the New Hampshire Insurance Department issued Bulletin INS 25-016-AB to provide clarity on the use of aerial imagery as an underwriting tool.

The Michigan Catastrophic Claims Association (MCCA) has released their annual assessment fee notice. The below message was sent out in SERFF regarding the assessment fee: 

The Pennsylvania Insurance Department (PID) is now requiring that an attestation be provided with every property and casualty form, rate, and rule filing. The attestations can be found in the Pennsylvania P&C SERFF General Instructions and on the PID website.

On February 12, 2025, the North Carolina Department of Insurance (NCDOI) issued Bulletin Number 25-B-02 to notify companies of their annual reporting requirements for insurance covering loss to residential real property with not more than four housing units, including consent to rate data.

California has amended Title 10 CCR Section 2644.27. Among other provisions, the rule states that a variance request may be submitted to the Rate Regulation Branch if the standard Net Cost of Reinsurance (NCOR) does not accurately reflect the company's actual reinsurance costs and does not produce an actuarially sound result. The rule describes the information that should be included with a variance request.

Florida has amended Rule 19-8.029 to update certain revision dates for data calls and loss reporting forms for insurers that participate in the Florida Hurricane Catastrophe Fund (FHCF). Additionally, companies required to reimburse the FHCF for costs are liable for interest on the amount owed. The applicable interest rate for interest charges will be the average rate earned by the State Board of Administration for the FHCF for the six months preceding the start of the contract year. For balances paid after the invoice due date, interest will accrue at that same rate plus five percent.