Compliance (2)

Louisiana has adopted Regulation 131, which, among other provisions, states that any insurer that makes a filing for the nonrenewal or cancellation of up to five percent, or for more than five percent, of its insureds' homeowners policies in a calendar year should file a Plan for Nonrenewal or Cancellation with the commissioner. The regulation provides the information that should be included in each plan.

On July 1, 2025, the South Carolina Department of Insurance (SCDOI) issued a Notice of Liability Data Call to all insurers authorized to write property and casualty insurance in the state.

Louisiana has enacted Senate Bills 136 and 137. Please see the below summaries of each bill.

On June 17, 2025, the Alabama Department of Insurance (ALDOI) issued Bulletin 2025-03 to all insurers writing homeowners and commercial property and casualty insurance regarding the use of aerial imagery.

On June 27, 2025, the Louisiana Department of Insurance (LDI) issued Bulletin 2025-04 to give insurers early notification and guidance on potential claims reporting requirements for the 2025 hurricane season.

Texas has enacted Senate Bill 1644, which adds requirements for insurers that use credit scoring in the underwriting or rating of insurance.

Texas has enacted Senate Bill 213 which prohibits insurers from requiring the tying of residential property and personal automobile policies. The bill states it is an unfair or deceptive act or practice to make the issuance, delivery, or renewal of a residential property insurance policy contingent on the purchase of a personal automobile insurance policy, or vice versa, from the same insurer or an affiliated insurer.

On June 20, 2025, the Louisiana Department of Insurance issued Advisory Letter 2025-02 to all property and casualty insurers, producers, public adjusters, and persons doing business in the state to remind them of Act 364 of the 2023 Regular Legislative Session regarding assignment of benefit (AOB) agreements.

On May 16, 2025, the Maryland Insurance Administration (MIA) issued Bulletin 25-8 regarding the cancellations of insurance policies following Governor Wes Moore's Executive Order 01.01.2025.12, which declared a state of emergency for Allegany and Garrett Counties.

On June 17, 2025, the New Mexico Office of Superintendent of Insurance (NMOSI) issued Emergency Order 2025-0100 in response to the Trout Fire. The emergency order mandates that insurers who write property, homeowners, and automobile policies in Grant County implement specific measures to help policyholders.