California

California has enacted Senate Bill 354 which, among other provisions, revises the Insurance Information and Privacy Protection Act to establish new standards for the processing and sharing of consumers' personal information.

California has enacted Assembly Bill 2724 updating civil penalties associated with failing to report certain fire risk information to the California Department of Insurance.

California has enacted Assembly Bill 2038, extending the time frames involving the renewal, cancellation, or nonrenewal of certain residential property policies after a disaster.

On August 14, 2026, the California Department of Insurance released Bulletin 2026-6 to all admitted and non-admitted insurers in the state to issue a mandatory moratorium on the cancellation and nonrenewal of residential and commercial property insurance following the emergency declaration due to the Gann Fire.

On January 9, 2026, the California Department of Insurance released Bulletin 2026-01 to all admitted and non-admitted insurers in the state to issue a mandatory moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declaration due to the Gifford Fire.

On December 18, 2025, the California Department of Insurance released Bulletin 2025-17 to all admitted and non-admitted insurers in the state to issue a mandatory moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declaration due to the Pack Fire.

California has enacted Assembly Bill 815 and Assembly Bill 987. Summaries of each bill follow. 

On September 30, 2025, the California Department of Insurance (CDI) issued a notice to all admitted and non-admitted insurers, insurance producers, support organizations, statistical agents, and other interested parties to remind them of their obligation to promptly notify the CDI of any improper disclosure of personal information and/or security breaches.

On September 26, 2025, the California Department of Insurance (CDI) issued Bulletin 2025-13 to put in place a mandatory moratorium on cancellations and nonrenewals after a state of emergency was declared following the TCU September Complex Fire.