Compliance

On August 17, 2026, the Louisiana Department of Insurance (LDI) issued Directive 204-R (Rescinded) to rescind the previous Directive 204 (Revised and Reissued).

On August 13, 2026, Indiana Governor Braun declared a statewide disaster emergency following recent severe weather that began on August 11, 2026, and continued for days after. On August 17, 2026, the Indiana Department of Insurance issued Bulletin 280 to all insurance companies to request a moratorium for any policyholder affected by the severe weather.

The Colorado Division of Insurance adopted Emergency Regulation 26-E-04 to issue a moratorium on certain cancellations and nonrenewals in areas affected by the Aspen Acres Fire. All insurers with existing homeowners insurance policies covering owner-occupied residences in the defined areas must follow the directions provided in the emergency regulation.

On August 14, 2026, the California Department of Insurance released Bulletin 2026-6 to all admitted and non-admitted insurers in the state to issue a mandatory moratorium on the cancellation and nonrenewal of residential and commercial property insurance following the emergency declaration due to the Gann Fire.

On August 12, 2026, the New Hampshire Insurance Department (NHID) issued Bulletin INS 26-052-AB reminding all personal lines automobile insurers to maintain legal compliance with policy termination notices for nonpayment of a renewal premium. Such termination notices should provide a cure period of at least 10 days, during which the insured may pay the overdue premium and seamlessly continue coverage. If the insured fails to cure the premium nonpayment within the required notice period, the insurer may terminate the policy.

On July 8, 2026, the North Carolina Department of Insurance (NCDOI) issued Bulletin 26-B-07 outlining procedures for catastrophic motor vehicle damage appraisers. Unless carrying proper identification, no motor vehicle damage appraisers will be allowed access to a declared disaster area.

Illinois has enacted Senate Bill 2910 which, among other provisions, amends certain statutes related to the Illinois FAIR Plan Association (Association).

Florida has amended Rule 69O-137.008 to update the link to Form OIR-B1-588 and change the corresponding effective date to 6/26. Insurers authorized to transact any of the specified lines of insurance in the state must report their individually rated risks and excess rates to the Office of Insurance Regulation using Form OIR B1-588. This form must be filed electronically at floir.gov/iportal within 45 days of the closing of each quarter. A separate report must be completed each quarter, even if no individually rated risks or risks subject to excess rates have been written in the period.

On August 5, 2026, the North Carolina Rate Bureau (NCRB) issued Circular G-26-4 announcing that checks will no longer be issued for payments made to member companies. Effective October 1, 2026, all payments from the NCRB to member companies will be made via Electronic Funds Transfer (EFT)/Automatic Clearing House (ACH).

On August 3, 2026, the Washington State Office of the Insurance Commissioner issued Emergency Order No. 26-01 requiring all property and automobile insurers in the state to provide relief to consumers from the 2026 wildfires.