Wyoming

Wyoming has adopted amendments to Chapter 11: Rules Governing Filing of Forms, changing the applicability of the rules to apply to all insurers or advisory organizations, but not to any assigned risk program.

Wyoming has modified Chapter 26 of the Insurance Department regulations, which among other provisions states that if an insured loss causes damage to all facets of the roof of a covered property, the entire roof should be replaced. Additionally, other adjustment practices for roof damage covered under a homeowners policy are provided, including that photographic documentation of the roofing product, in and of itself, is insufficient for meeting reasonable investigation requirements, and that no insurer should depreciate the cost of labor associated with the installation and tear-off of roofing products when adjusting a roofing claim.

Wyoming has enacted Senate File 52 which, among other provisions, amends the definition of "insurance transaction" and requires insurers to notify the department of any contact information updates within 30 days of the change. This becomes effective July 1, 2025.

On October 18, 2024, the Wyoming Department of Insurance (Department) issued Bulletin No. 10-2024 regarding motor vehicle insurance coverage and criminal acts.

On February 15, 2023, the Wyoming Legislature enacted Senate File No. SF0017 (SF 17), creating new equipment and liability insurance requirements for off-road recreational vehicles operated upon roadways designated as trails. The bill becomes effective July 1, 2023.