Compliance Alerts

    California

    California Issues Moratorium Following TCU September Complex Fire

    Sep 30, 2025 / by AAIS posted in Compliance, California

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    On September 26, 2025, the California Department of Insurance (CDI) issued Bulletin 2025-13 to put in place a mandatory moratorium on cancellations and nonrenewals after a state of emergency was declared following the TCU September Complex Fire.

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    California Issues Notice Regarding Claims Related to Wildfires

    Sep 24, 2025 / by AAIS posted in Compliance, California

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    On September 19, 2025, the California Department of Insurance (CDI) issued a notice to homeowners and commercial property insurers regarding the coverage of flood, mudslide, and earth movement claims relating to recent wildfires.

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    California Issues Moratorium Following Franklin Fire

    Aug 19, 2025 / by AAIS posted in Compliance, California

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    On August 8, 2025, the California Department of Insurance (CDI) released Bulletin 2025-12 to all admitted and non-admitted insurers in the state to issue a mandatory moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declaration due to the Franklin Fire in the City of Malibu.

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    California Expands Wildfire Moratorium to Include Hughes Fire

    Mar 3, 2025 / by AAIS posted in Compliance, California

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    On February 25, 2025, the California Department of Insurance (CDI) released Bulletin 2025-6 to all admitted and non-admitted insurers in the state to issue a mandatory moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declarations due to wildfires in certain counties.

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    California Amends Title 10 CCR Section 2644.27

    Feb 13, 2025 / by AAIS posted in Compliance, California

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    California has amended Title 10 CCR Section 2644.27. Among other provisions, the rule states that a variance request may be submitted to the Rate Regulation Branch if the standard Net Cost of Reinsurance (NCOR) does not accurately reflect the company's actual reinsurance costs and does not produce an actuarially sound result. The rule describes the information that should be included with a variance request.

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    California Issues Moratorium Following the Palisades and Eaton Fires

    Jan 16, 2025 / by AAIS posted in Compliance, California

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    On January 9, 2025, the California Department of Insurance (CDI) released Bulletin 2025-1 to all admitted and non-admitted insurers in the state to issue a mandatory moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declarations due to wildfires in certain counties.

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    California Issues Moratorium Following the Mountain Fire

    Nov 18, 2024 / by AAIS posted in Compliance, California

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    On November 14, 2024, the California Department of Insurance (CDI) issued Bulletin 2024-13 to all admitted and non-admitted insurers in the state, mandating a moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declaration due to the Mountain Fire.

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    California Issues Moratorium Following the Shelly and Bear Fires

    Nov 12, 2024 / by AAIS posted in Compliance, California

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    On November 8, 2024, the California Department of Insurance (CDI) issued Bulletin 2024-12 to all admitted and non-admitted insurers in the state, mandating a moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declarations due to the Shelly and Bear fires.

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    California Amends Title 10 CCR Sections 2643.3, 2644.27, 2648.1, 2648.2, and 2648.4

    Nov 11, 2024 / by AAIS posted in Compliance, California

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    California has amended regulations in Title 10 CCR Sections 2643.3, 2644.27, 2648.1, 2648.2, and 2648.4. Among other provisions, the amendments to these sections state that premium variance requests should now be filed with the Rate Regulation Branch at the same time as the complete rate application to which they apply. A complete rate application will be considered received by the Commissioner on the date that all information required as part of a complete rate application has been delivered to the Department's Rate Regulation Branch using the System for Electronic Rate and Form Filing (SERFF). Additionally, the review time for the Commissioner on rate applications has been extended to 30 days. Guidelines for a complete rate application and what to include are also provided. 

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    California Issues Moratorium Following Boyles Fire

    Oct 10, 2024 / by AAIS posted in Compliance, California

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    On October 4, 2024, the California Department of Insurance (CDI) issued Bulletin 2024-11 to put in place a mandatory moratorium after a state of emergency was declared following the Boyles Fire.

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