On September 26, 2025, the California Department of Insurance (CDI) issued Bulletin 2025-13 to put in place a mandatory moratorium on cancellations and nonrenewals after a state of emergency was declared following the TCU September Complex Fire.
The bulletin states that no admitted or non-admitted insurer should issue a notice of cancellation or nonrenewal for residential property insurance policies due to wildfire risk in the ZIP codes provided. The moratorium will last one year, starting on September 19, 2025. If any insurers to which the moratorium applies have issued a notice of cancellation or nonrenewal due to wildfire risk since the declaration of a state emergency on September 19, 2025, they must offer to rescind such notice.
Please see Bulletin 2025-13 for more information. For any questions regarding the bulletin, please contact REBPublicInquiries@insurance.ca.gov.