On August 12, 2026, the New Hampshire Insurance Department (NHID) issued Bulletin INS 26-052-AB reminding all personal lines automobile insurers to maintain legal compliance with policy termination notices for nonpayment of a renewal premium. Such termination notices should provide a cure period of at least 10 days, during which the insured may pay the overdue premium and seamlessly continue coverage. If the insured fails to cure the premium nonpayment within the required notice period, the insurer may terminate the policy.
The NHID instructs all personal lines automobile insurers to review their current policy termination notices and related procedures. Noncompliant notices should be revised and filed with the NHID no later than October 1, 2026. After this date, the NHID may audit insurer notices and business practices to verify compliance.
For more information, please see Bulletin INS 26-052-AB. For questions regarding the bulletin, please contact the NHID’s Property & Casualty Division at PropertyCasualty@ins.nh.gov.