Rhode Island has enacted Senate Bill 3105, which, among other provisions, states that when requested by the insured or claimant, the insurer must directly pay repair benefits to a licensed auto body shop of the consumer's choice for the motor vehicle repairs. It also requires insurers to compensate for any documented procedures that are identified as required or recommended by the original equipment manufacturer or paint manufacturer upon the initial request from the auto body shop. Lastly, if any insurer fails to comply with certain requirements when settling claims on Rhode Island registered vehicles repaired in the state, regardless of where the insurance policy was issued or originates, it constitutes an unfair claims practice.
Please see Rhode Island Senate Bill 3105 for more information.