On April 23, 2026, the Georgia Office of Commissioner of Insurance and Safety Fire (OCI) issuedDirective 26-EX-1 to prohibit the cancellation of policies for non-payment from policyholders in certain counties affected by the ongoing wildfires. On May 8, 2026, the OCI issued Directive 26-EX-3 to reduce the number of counties to which Directive 26-EX-1 applies. The directive lists the counties in which cancellation for nonpayment of premium is still prohibited.
Georgia
Georgia Reduces Counties Where Cancellation Ban Applies
May 13, 2026 / by AAIS posted in Compliance, Georgia
Georgia Prohibits the Cancellation of Policies for Non-Payment Due to Wildfires
May 1, 2026 / by AAIS posted in Compliance, Georgia
On April 23, 2026, the Georgia Department of Insurance (Department) issued Directive 26-EX-1 following the issuance of a State of Emergency from Governor Brian Kemp. The directive states that insurance companies across all lines of coverage are not to cancel policies for non-payment from policyholders in certain counties affected by the ongoing wildfire until further advised by the Department. The directive lists all counties in which this applies.
Georgia Issues Directive Regarding Wildfires
Apr 28, 2026 / by AAIS posted in Compliance, Georgia
On April 22, 2026, Georgia Governor Brian Kemp issued a State of Emergency for several counties due to active wildfires. On April 23, 2026, the Georgia Department of Insurance issued Directive 26-EX-2 regarding insurers' responsibility to promptly respond to policyholders.
Georgia has enacted Senate Bill 201, which, among other provisions, states that no insurer should sell homeowners insurance policies that allow for the assignment of proceeds to a contractor within one year of a natural disaster which causes damage to the insured's property.
Georgia Issues Directive Lifting Ban on Policy Cancellations in Remaining Counties
Oct 30, 2024 / by AAIS posted in Compliance, Georgia
On October 24, 2024, the Georgia Office of Commissioner of Insurance and Safety Fire (OCI) issued Directive 24-EX-9 to lift the temporary ban on policy cancellations in all remaining counties that was set forth in Directive 24-EX-6.
Georgia Issues Directive Lifting Ban on Policy Cancellations in Certain Counties
Oct 17, 2024 / by AAIS posted in Compliance, Georgia
On October 10, 2024, the Georgia Office of Commissioner of Insurance and Safety Fire (OCI) issued Directive 24-EX-8 to lift the temporary ban on policy cancellations in certain counties that was set forth in Directive 24-EX-6.
Georgia Issues Directives Following Hurricane Helene
Oct 4, 2024 / by AAIS posted in Compliance, Georgia
The Georgia Office of Commissioner of Insurance and Safety Fire (OCI) has issued Directive 24-EX-5 and Directive 24-EX-6 to all insurers in the state following Hurricane Helene.
