Louisiana (3)

On July 12, 2024, the Louisiana Department of Insurance (LDI) issued Directive 224 to notify all authorized property and casualty insurers and surplus lines insurers of the Homeowners Insurance Policies Data Calls and the Commercial Lines Property Policies Data Calls.

Louisiana has enacted Senate Bill 499, which clarifies that if the uninsured motorist coverage rejection, selection of lower limits, or selection of economic-only coverage form is signed but not properly completed, then as specified, there should be no uninsured motorist coverage or modified uninsured motorist coverage included on the policy if it is determined that the insured or their representative intended to reject or modify the coverage.

Louisiana has recently enacted House Bill 144 and House Bill 375. Please see the summaries below.

On June 18, 2024, the Louisiana Department of Insurance (LDI) issued Bulletin 2024-01 to all property and casualty insurers, providing notification and guidance on reporting requirements relating to homeowners insurance policies issued in Louisiana.

Louisiana has enacted multiple bills in this year's legislative session. Summaries of some of the recent bills follow.

On November 10, 2022, the Louisiana Department of Insurance (LDI) issued Bulletin 22-07 to provide guidance to all insurers and entities licensed or authorized to do business in the state of Louisiana regarding the Demographic Hiring Survey (Survey).

On January 24, 2023, the Louisiana Department of Insurance (LDI) issued Directive 220, regarding additional living expense (ALE) coverage compliance, to all property and casualty insurers and surplus lines insurers issuing homeowners policies in Louisiana.

On November 10, 2022, the Louisiana Department of Insurance (LDI) issued Bulletin 22-07 to provide guidance to all insurers and entities licensed or authorized to do business in the state of Louisiana regarding the Demographic Hiring Survey (Survey).