Compliance (5)

On September 26, 2025, the California Department of Insurance (CDI) issued Bulletin 2025-13 to put in place a mandatory moratorium on cancellations and nonrenewals after a state of emergency was declared following the TCU September Complex Fire.

On September 19, 2025, the California Department of Insurance (CDI) issued a notice to homeowners and commercial property insurers regarding the coverage of flood, mudslide, and earth movement claims relating to recent wildfires.

The Hawaii Insurance Division has issued its annual insurance premium data call requesting that all motor vehicle insurers submit their private passenger automobile premium information.

Wyoming has adopted amendments to Chapter 11: Rules Governing Filing of Forms, changing the applicability of the rules to apply to all insurers or advisory organizations, but not to any assigned risk program.

On September 12, 2025, the Michigan Department of Insurance and Financial Services (DIFS) issued Bulletin 2025-19-INS to remind insurers that their claims administration practices must follow the Insurance Code.

On September 15, 2025, the Washington State Office of the Insurance Commissioner (OIC) issued a data call on residential policy nonrenewals and cancellations, along with instructions and worksheets for submission.

Wyoming has modified Chapter 26 of the Insurance Department regulations, which among other provisions states that if an insured loss causes damage to all facets of the roof of a covered property, the entire roof should be replaced. Additionally, other adjustment practices for roof damage covered under a homeowners policy are provided, including that photographic documentation of the roofing product, in and of itself, is insufficient for meeting reasonable investigation requirements, and that no insurer should depreciate the cost of labor associated with the installation and tear-off of roofing products when adjusting a roofing claim.

On September 11, 2025, the Missouri Department of Commerce and Insurance issued Insurance Bulletin 25-09 to inform certain insurers of the new Missouri Insurance Verification System (MOIVS). 

On September 2, 2025, the Texas Department of Insurance (TDI) issued Commissioner's Bulletin #B-0013-25 to announce their disallowed expenses data call.

On August 18, 2025, the Rhode Island Department of Business Regulation issued Insurance Bulletin Number 2025-3 regarding the use of aerial imagery in the underwriting of homeowners insurance policies and the settlement of claims.