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    Colorado Enacts House Bill 1207

    Jun 4, 2025 / by AAIS posted in Compliance, Colorado

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    Colorado has enacted House Bill 1207, which, among other provisions, states that insurers may not refuse to issue, cancel, nonrenew, or increase a premium for a commercial policy for multifamily unitsor a policy to cover the contents of a structure used for a residence and occupied by an owner or renterbased on the breed or mixture of breeds of a dog at the unit or structure. However, this does not prohibit an insurer from taking such action on the above-mentioned policies based on sound underwriting and actuarial principles on the basis that a particular dog at the unit or structure is known or declared to be dangerous. 

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    Florida Issues Notice to Announce 2025 Catastrophe Reporting Form

    Jun 2, 2025 / by AAIS posted in Compliance, Florida

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    On May 29, 2025, the Florida Office of Insurance Regulation issued a Notice to Industry to inform insurers of the 2025 Catastrophe Reporting Form (CRF) in preparation for the Atlantic Hurricane Season, which begins on June 1, 2025.

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    Georgia Enacts Senate Bill 201

    May 30, 2025 / by AAIS posted in Compliance, Georgia

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    Georgia has enacted Senate Bill 201, which, among other provisions, states that no insurer should sell homeowners insurance policies that allow for the assignment of proceeds to a contractor within one year of a natural disaster which causes damage to the insured's property.

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    Maryland Enacts House Bill 1148

    May 29, 2025 / by AAIS posted in Compliance, Maryland

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    Maryland has enacted House Bill 1148, stating that if an applicant for residential condominium unit insurance experiences a lapse in coverage due to an insurer withdrawing from the market, then as outlined in the bill, an insurer may not refuse to issue a policy based solely on the applicant's lapse of coverage.

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    Louisiana Issues Bulletin Regarding the Fortify Homes Program

    May 28, 2025 / by AAIS posted in Compliance, Louisiana

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    On May 21, 2025, the Louisiana Department of Insurance issued Bulletin 2025-03 regarding the Louisiana Fortify Homes Program. 

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    Washington State Enacts Senate Bill 5419

    May 27, 2025 / by AAIS posted in Compliance, Washington

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    Washington State has enacted Senate Bill 5419, which, among other provisions, adds reporting requirements of an insurer when a claim related to fire loss or damage is closed. Within 90 days of closing such claim, insurers must report to the insurance commissioner, in a manner prescribed by the insurance commissioner to include reporting via a third-party vendor, each fire loss of property reported to the insurer. The bill outlines the minimum information that must be reported.

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    Kentucky Issues Advisory Opinion Following Severe Storms in Certain Counties

    May 23, 2025 / by AAIS posted in Compliance, Kentucky

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    On May 20, 2025, the Kentucky Department of Insurance released an Advisory Opinion following severe storms on May 16 and 17, 2025, in Laurel, Pulaski, Russell, and Clay Counties.

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    Iowa Enacts Senate File 573

    May 23, 2025 / by AAIS posted in Compliance, Iowa

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    Iowa has enacted Senate File 573, which, among other provisions, states that an insured person that makes a first-party claim for repairing or replacing damaged motor vehicle glass is not required to use a particular motor vehicle glass repair shop in order to receive claim payments or other benefits under their policy. Insurers are still able to recommend a shop and maintain a network of motor vehicle glass repair shops.

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    Montana Enacts House Bill 114

    May 22, 2025 / by AAIS posted in Compliance, Montana

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    Montana has enacted House Bill 114, which, among other provisions, requires that insurers maintain books, documents, and other business records in an order that ensures data regarding complaints, claims, rating, underwriting, and marketing materials are accessible by the commissioner. The data must be maintained for at least 5 years.

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    Maryland Issues Bulletin Following State of Emergency in Allegany and Garrett Counties

    May 21, 2025 / by AAIS posted in Compliance, Maryland

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    On May 16, 2025, the Maryland Insurance Administration (MIA) issued Bulletin 25-8 regarding the cancellations of insurance policies following Governor Wes Moore's Executive Order 01.01.2025.12, which declared a state of emergency for Allegany and Garrett Counties.

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