On July 9, 2024, the Alabama Department of Insurance (ALDOI) issued Bulletin No. 2024-03 regarding a Hurricane Sally data call.

Rhode Island has enacted Senate Bill 3105, which, among other provisions, states that when requested by the insured or claimant, the insurer must directly pay repair benefits to a licensed auto body shop of the consumer's choice for the motor vehicle repairs. It also requires insurers to compensate for any documented procedures that are identified as required or recommended by the original equipment manufacturer or paint manufacturer upon the initial request from the auto body shop. Lastly, if any insurer fails to comply with certain requirements when settling claims on Rhode Island registered vehicles repaired in the state, regardless of where the insurance policy was issued or originates, it constitutes an unfair claims practice.

Louisiana has enacted Senate Bill 499, which clarifies that if the uninsured motorist coverage rejection, selection of lower limits, or selection of economic-only coverage form is signed but not properly completed, then as specified, there should be no uninsured motorist coverage or modified uninsured motorist coverage included on the policy if it is determined that the insured or their representative intended to reject or modify the coverage.

On July 3, 2024, the Michigan Department of Insurance and Financial Services (DIFS) issued Bulletin 2024-18-INS regarding the depreciation of labor and other nontangible items that may be included in some property insurance policies' definition of Actual Cash Value (ACV).

Delaware has enacted Senate Bill 200, which provides that, except for notices of nonpayment of premium, notifications for cancellation and nonrenewal should be delivered to the named insured by certified mail or by USPS Intelligent Mail barcode. Additionally, the bill outlines that an insurer may not refuse to renew a homeowners insurance policy based solely on claims not caused by weather, unless two or more claims have been made against the policy during the 60 months immediately preceding the expiration of the current policy period. The bill goes into effect on October 1, 2024.

On July 8, 2024, the New Jersey Department of Banking and Insurance (NJDOBI) issued Bulletin No. 24-10 and Order No. A24-06 simultaneously to request information from insurers that have written premium in 2023 for certain lines of business.

Rhode Island has adopted Regulation 230-RICR-20-50-3, which indicates that if an insurer does not promptly appraise a damaged motor vehicle, it will forfeit the right to inspect the vehicle prior to repairs. The regulation went into effect on May 20, 2024.

Colorado has adopted Regulation 5-1-25, which applies to insurers issuing replacement cost homeowners insurance policies. This regulation outlines the requirements for notifying policyholders of the availability of Extended Replacement Cost and Law and Ordinance coverage. It lays out certain requirements that insurers must follow if a policyholder decides not to purchase the coverages, including a paragraph that must be put on the policy declarations page and a separate notification. These requirements apply to new policies effective and renewal offers sent on or after January 1, 2025.

Oklahoma recently enacted Senate Bill 542. Among other provisions, this Bill requires insurers under the jurisdiction of the Insurance Commissioner to keep any contact information deemed necessary on file with the Insurance Department. The contact information must be kept current and submitted electronically in the way prescribed. Any change in contact information should be submitted within 20 days of the change. The Bill goes into effect on November 1, 2024.

Louisiana has recently enacted House Bill 144 and House Bill 375. Please see the summaries below.