On July 24, 2024, the New Mexico Office of Superintendent of Insurance (OSI) issued a notice to all property and casualty insurers doing business in New Mexico requesting relief for the victims of the Salt and South Fork wildfires.

On July 22, 2024, Iowa Governor Kim Reynolds issued a Proclamation of Disaster Emergency No. 2024-37 to extend the three previously issued proclamations following severe storms that occurred in certain counties starting on June 21, 2024.

Colorado has adopted Regulation 5-1-26, which establishes factors and cost considerations that insurers must follow when estimating the reconstruction cost of a dwelling for new business or renewal policies.

Illinois has enacted House Bill 5559, which amends the Illinois Insurance Code and states that insurers must provide the insured with a brief description of how the determination of a total loss of an insured vehicle was made. This includes any available repair estimate, estimated vehicle salvage value, assessed market value, and other costs and calculations that were used. This applies to policies issued or renewed on or after July 1, 2025.

Rhode Island has enacted House Bill 7507 and Senate Bill 2681. The bills state that if an insurer refuses to honor a direction to pay that is executed by an insured or claimant to have the insurer directly pay the insured's property damage benefit to the restoration company of the consumer's choice, provided that the claim is no more than $5,000 and the restoration company is licensed, it constitutes an unfair claims practice.

Louisiana has enacted House Bill 609, which, among other provisions, outlines the appraisal process. The bill states that upon a demand for appraisal, the insurer and claimant should each select an independent and qualified appraiser. If the appraisers do not agree on the amount of loss, then they should select an independent and qualified umpire. In the event that the appraisers are unable to agree on an umpire, then either appraiser may submit a request for the judge to select one. Additionally, the bill outlines other details, including appraiser qualifications and umpire selection. The bill will apply to all property insurance policies issued, delivered, or renewed on or after January 1, 2025.

On July 11, 2024, the California Department of Insurance (CDI) issued Bulletin 2024-5 to put in place a mandatory moratorium after a state of emergency was declared following the Thompson Fire.

On July 12, 2024, the Louisiana Department of Insurance (LDI) issued Directive 224 to notify all authorized property and casualty insurers and surplus lines insurers of the Homeowners Insurance Policies Data Calls and the Commercial Lines Property Policies Data Calls.

On July 8, 2024, the Pennsylvania Insurance Department (PID) issued their annual Private Passenger Automobile Data Call that will help them monitor the private passenger automobile insurance marketplace in the state.