Utah has enacted Senate Bill 74, which, among other provisions, establishes requirements relating to policy-limit demands and disclosures in third-party liability claims related to motor vehicle liability.

The bill establishes requirements for the content of policy-limit demand letters from a claimant to a liability insurance carrier and requirements for correspondence from a claimant or a claimant's legal counsel to an unrepresented insured. Additionally, the bill requires a liability insurance carrier to provide written disclosure to the insured regarding defense and indemnification as well as outlines what should be included in such disclosure.

Please see Senate Bill 74 for more information.