--- title: AAIS Views | P&C Insurers description: P&C Insurers | AAIS Views provides the latest updates, alerts, and news in the P&C industry. --- [![](https://aaisviews.aaisonline.com/hs-fs/hubfs/social-suggested-images/www.aaisonline.comimagelayout_set_logo.png?width=150&height=38&name=www.aaisonline.comimagelayout_set_logo.png)](https://aaisviews.aaisonline.com/compliance-alerts) ## Compliance Alerts # P&C Insurers [![](https://aaisviews.aaisonline.com/hubfs/Monitaur%20PR%20Featured%20Image.jpg)](https://aaisviews.aaisonline.com/aais-views/monitaur-aais-partner-program) ## [Monitaur Joins AAIS Partner Program, Helping Members Mitigate AI Risk and Remain Compliant with Adaptable Industry Solutions](https://aaisviews.aaisonline.com/aais-views/monitaur-aais-partner-program) Jan 13, 2025 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Machine Learning/AI](https://aaisviews.aaisonline.com/aais-views/topic/machine-learning-ai), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [AI](https://aaisviews.aaisonline.com/aais-views/topic/ai), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [Press Release](https://aaisviews.aaisonline.com/aais-views/topic/press-release), [Monitaur](https://aaisviews.aaisonline.com/aais-views/topic/monitaur) [0 Comments](https://aaisviews.aaisonline.com/aais-views/monitaur-aais-partner-program#comments-listing) *Monitaur to offer AAIS Members scalable Artificial Intelligence (AI) Governance tailored to their unique business needs.* [Read More](https://aaisviews.aaisonline.com/aais-views/monitaur-aais-partner-program) [![](https://aaisviews.aaisonline.com/hubfs/Sproutr%20PR%20image.jpg)](https://aaisviews.aaisonline.com/aais-views/sproutr-aais-partner-program) ## [Sproutr Joins AAIS Partner Program, Delivering Seamless Cost-Effective Program-to-Market Solutions to Members](https://aaisviews.aaisonline.com/aais-views/sproutr-aais-partner-program) Nov 18, 2024 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Press Release](https://aaisviews.aaisonline.com/aais-views/topic/press-release), [Sproutr](https://aaisviews.aaisonline.com/aais-views/topic/sproutr) [0 Comments](https://aaisviews.aaisonline.com/aais-views/sproutr-aais-partner-program#comments-listing) *Sproutr to offer AAIS Members pre-configured forms, expediting the product development process.* [Read More](https://aaisviews.aaisonline.com/aais-views/sproutr-aais-partner-program) [![](https://aaisviews.aaisonline.com/hubfs/iStock-1530802302.jpg)](https://aaisviews.aaisonline.com/aais-views/genai-insurance-bluepond.ai) ## [The Art of the Possible with GenAI in Insurance](https://aaisviews.aaisonline.com/aais-views/genai-insurance-bluepond.ai) May 23, 2024 / by [Sachin Kachare](https://aaisviews.aaisonline.com/aais-views/author/sachin-kachare) posted in [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Underwriting](https://aaisviews.aaisonline.com/aais-views/topic/underwriting), [AI](https://aaisviews.aaisonline.com/aais-views/topic/ai), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [Brokers](https://aaisviews.aaisonline.com/aais-views/topic/brokers), [Insurance Agents](https://aaisviews.aaisonline.com/aais-views/topic/insurance-agents), [MGA](https://aaisviews.aaisonline.com/aais-views/topic/mga), [BluePond.AI](https://aaisviews.aaisonline.com/aais-views/topic/bluepond-ai) [0 Comments](https://aaisviews.aaisonline.com/aais-views/genai-insurance-bluepond.ai#comments-listing) Today, there is a lot of buzz surrounding generative artificial intelligence (GenAI) and its potentially significant implications for the insurance industry. The use of GenAI in insurance is taking a large step forward, leading the paradigm shift in AI and machine learning (ML) due to its efficient and innovative features. In the dynamic realm of insurance, burdened by cumbersome manual processes, traditional AI solutions are limited. GenAI transcends these limitations, offering transformative solutions to streamline insurance workflows and propel the industry forward. [Read More](https://aaisviews.aaisonline.com/aais-views/genai-insurance-bluepond.ai) [![](https://aaisviews.aaisonline.com/hubfs/Screenshot%202023-05-09%20at%2012.28.35%20PM.png)](https://aaisviews.aaisonline.com/aais-views/aais-webinar-ft.-oneshield-discusses-property-preparedness-bracing-for-the-future-of-commercial-insurance) ## [AAIS Webinar ft. OneShield Discusses Property Preparedness & Bracing for the Future of Commercial Insurance](https://aaisviews.aaisonline.com/aais-views/aais-webinar-ft.-oneshield-discusses-property-preparedness-bracing-for-the-future-of-commercial-insurance) May 11, 2023 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Personal Lines](https://aaisviews.aaisonline.com/aais-views/topic/personal-lines), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Commercial Lines](https://aaisviews.aaisonline.com/aais-views/topic/commercial-lines), [AAIS Webinar Series](https://aaisviews.aaisonline.com/aais-views/topic/aais-webinar-series), [P&C](https://aaisviews.aaisonline.com/aais-views/topic/pc), [property & casualty](https://aaisviews.aaisonline.com/aais-views/topic/property-casualty) [0 Comments](https://aaisviews.aaisonline.com/aais-views/aais-webinar-ft.-oneshield-discusses-property-preparedness-bracing-for-the-future-of-commercial-insurance#comments-listing) Inflation, fluctuations in building costs, and hardening reinsurance markets demand new approaches to portfolio management for commercial insurers. As part of our AAIS Webinar Series, AAIS hosted a virtual presentation on March 16, 2023, featuring AAIS Partner [OneShield](https://oneshield.com/), the cloud-based, core systems platform providing business solutions for MGAs and P&C insurers. The session was hosted by Stephanie Vasey, Product Manager of Commercial Lines and Inland Marine at AAIS, and moderated by John Dunn, Vice President of OneShield. Their discussion explained how to reduce risk overall and addressed the inflationary economic conditions with a greater understanding of insuring commercial properties. Industry panelists Jeff Heine, Chief Revenue Officer of [Betterview](https://www.betterview.com/), and Skip Coan, Vice President of [e2Value, Inc.,](https://e2value.com/) showed attendees how aerial imagery, data analytics, and property estimation tools bring a new level of accuracy and transparency to the commercial property policy lifecycle. [Read More](https://aaisviews.aaisonline.com/aais-views/aais-webinar-ft.-oneshield-discusses-property-preparedness-bracing-for-the-future-of-commercial-insurance) [![](https://aaisviews.aaisonline.com/hubfs/AAIS%20Blog/Feature%20-%20Auto%20effected%20by%20regulation.jpg)](https://aaisviews.aaisonline.com/aais-views/how-regulation-is-impacting-auto-insurance) ## [How Regulation is Impacting Auto Insurance](https://aaisviews.aaisonline.com/aais-views/how-regulation-is-impacting-auto-insurance) Feb 16, 2022 / by [Lori Dreaver Munn](https://aaisviews.aaisonline.com/aais-views/author/lori-dreaver-munn) posted in [Community](https://aaisviews.aaisonline.com/aais-views/topic/community), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Insurance News/Current Events](https://aaisviews.aaisonline.com/aais-views/topic/insurance-news-current-events), [Regulatory/Compliance](https://aaisviews.aaisonline.com/aais-views/topic/regulatory-compliance), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Auto](https://aaisviews.aaisonline.com/aais-views/topic/auto), [Commercial Auto](https://aaisviews.aaisonline.com/aais-views/topic/commercial-auto), [Legislation & Regulation](https://aaisviews.aaisonline.com/aais-views/topic/legislation-regulation), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Personal Auto](https://aaisviews.aaisonline.com/aais-views/topic/personal-auto), [Regulation](https://aaisviews.aaisonline.com/aais-views/topic/regulation), [Insurance Line of Business](https://aaisviews.aaisonline.com/aais-views/topic/insurance-line-of-business), [auto insurance](https://aaisviews.aaisonline.com/aais-views/topic/auto-insurance), [GLC](https://aaisviews.aaisonline.com/aais-views/topic/glc) [0 Comments](https://aaisviews.aaisonline.com/aais-views/how-regulation-is-impacting-auto-insurance#comments-listing) Regulation plays an outsized role in the development of the auto insurance sector. Since the beginning of the pandemic, we have seen an even higher than usual impact from wild fluctuations in rates, claims, premiums, and consumer reimbursements, to activities impacting the industry itself. [Read More](https://aaisviews.aaisonline.com/aais-views/how-regulation-is-impacting-auto-insurance) [![](https://aaisviews.aaisonline.com/hubfs/AAIS%20Blog/Feature%20-%20COVID-19%20Auto.jpg)](https://aaisviews.aaisonline.com/aais-views/covid-19-continues-to-impact-auto-insurance-market) ## [COVID-19 Continues to Impact Auto Insurance Market](https://aaisviews.aaisonline.com/aais-views/covid-19-continues-to-impact-auto-insurance-market) Dec 17, 2021 / by [Meg Lech](https://aaisviews.aaisonline.com/aais-views/author/meg-lech) posted in [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [COVID-19](https://aaisviews.aaisonline.com/aais-views/topic/covid-19), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [IoT](https://aaisviews.aaisonline.com/aais-views/topic/iot), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Auto](https://aaisviews.aaisonline.com/aais-views/topic/auto), [Commercial Auto](https://aaisviews.aaisonline.com/aais-views/topic/commercial-auto), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Personal Auto](https://aaisviews.aaisonline.com/aais-views/topic/personal-auto), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Compliance](https://aaisviews.aaisonline.com/aais-views/topic/compliance), [Insurance Line of Business](https://aaisviews.aaisonline.com/aais-views/topic/insurance-line-of-business) [0 Comments](https://aaisviews.aaisonline.com/aais-views/covid-19-continues-to-impact-auto-insurance-market#comments-listing) *As the pandemic rolls on, with the omicron variant providing the latest wrinkle, the auto market continues to be reshaped by COVID-19. Aside from the overall financial impact, now* *increasing claims, severity of claims and higher losses, and worsening consumer behavior are all leaving a mark. Here is the latest from around the industry:* [Read More](https://aaisviews.aaisonline.com/aais-views/covid-19-continues-to-impact-auto-insurance-market) [![](https://aaisviews.aaisonline.com/hubfs/Featured%20-%20Farmowners%20Product.jpg)](https://aaisviews.aaisonline.com/aais-views/farmowners-product-expanding) ## [Update from The Farm…Farmowners Product Expanding](https://aaisviews.aaisonline.com/aais-views/farmowners-product-expanding) Nov 30, 2021 / by [Hope King](https://aaisviews.aaisonline.com/aais-views/author/hope-king) posted in [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Robotics/Drones](https://aaisviews.aaisonline.com/aais-views/topic/robotics-drones), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [Farm & Ag](https://aaisviews.aaisonline.com/aais-views/topic/farm-ag), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Farming](https://aaisviews.aaisonline.com/aais-views/topic/farming), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Insurance Line of Business](https://aaisviews.aaisonline.com/aais-views/topic/insurance-line-of-business), [Farmowners (FO)](https://aaisviews.aaisonline.com/aais-views/topic/farmowners-fo) [0 Comments](https://aaisviews.aaisonline.com/aais-views/farmowners-product-expanding#comments-listing) The farm industry continues to transform. While smaller family farming operations maintain a strong presence and make up a large percentage of the market, we’re seeing growth of large commercial farms that include a variety of operations and layered revenue streams. It is an ultra-competitive market with each company searching for an edge over their competitors. [Read More](https://aaisviews.aaisonline.com/aais-views/farmowners-product-expanding) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Cannabis%20Coverage.jpg)](https://aaisviews.aaisonline.com/aais-views/cannabis-coverage-worth-the-risk) ## [Cannabis Coverage…Worth the Risk](https://aaisviews.aaisonline.com/aais-views/cannabis-coverage-worth-the-risk) Nov 15, 2021 / by [Joe Jonas](https://aaisviews.aaisonline.com/aais-views/author/joe-jonas) posted in [Community](https://aaisviews.aaisonline.com/aais-views/topic/community), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Regulatory/Compliance](https://aaisviews.aaisonline.com/aais-views/topic/regulatory-compliance), [Cannabis](https://aaisviews.aaisonline.com/aais-views/topic/cannabis), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Commercial Lines](https://aaisviews.aaisonline.com/aais-views/topic/commercial-lines), [Legislation & Regulation](https://aaisviews.aaisonline.com/aais-views/topic/legislation-regulation), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Insurance Line of Business](https://aaisviews.aaisonline.com/aais-views/topic/insurance-line-of-business) [0 Comments](https://aaisviews.aaisonline.com/aais-views/cannabis-coverage-worth-the-risk#comments-listing) Cannabis is a multi-billion-dollar market that continues to be underserved by the insurance industry. While the majority of states and the District of Columbia have legalized cannabis in one form or another, less than 30 insurers are participating in the marketplace nationwide. As the number of states moving toward legalization rises, the number of cannabis related businesses (CRBs) multiplies, and public acceptance of legalization increases, it is imperative that the insurance industry understand and normalize cannabis coverage.   [Read More](https://aaisviews.aaisonline.com/aais-views/cannabis-coverage-worth-the-risk) [![](https://aaisviews.aaisonline.com/hubfs/Featured%20-%20Member%20Influence.jpg)](https://aaisviews.aaisonline.com/aais-views/members-influence-inland-marine-upgrades) ## [Members Influence Inland Marine Upgrades](https://aaisviews.aaisonline.com/aais-views/members-influence-inland-marine-upgrades) Nov 9, 2021 / by [Bob Guevara](https://aaisviews.aaisonline.com/aais-views/author/bob-guevara) posted in [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Inland Marine](https://aaisviews.aaisonline.com/aais-views/topic/inland-marine), [New/Emerging Risks](https://aaisviews.aaisonline.com/aais-views/topic/new-emerging-risks), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Insurance Line of Business](https://aaisviews.aaisonline.com/aais-views/topic/insurance-line-of-business), [Builders Risk](https://aaisviews.aaisonline.com/aais-views/topic/builders-risk) [0 Comments](https://aaisviews.aaisonline.com/aais-views/members-influence-inland-marine-upgrades#comments-listing) AAIS continues to evolve its offerings in the Inland Marine (IM) space, where it has long been an industry leader. Our most recent product update includes a Defective Design and Construction Coverage endorsement to go with a Builders’ Risk policy. This enhancement is a result of input and engagement by Members who were looking for something similar to the LEG 3 (London Engineering Group) endorsement. Its intent is to narrow a policy’s automatic exclusion, providing broader coverage for materials, workmanship, and faulty design during construction, making it easier for insureds to be made whole. The Defective Design and Construction Coverage endorsement is available for large and mid-size construction projects when traditionally, it was available only for large projects. [Read More](https://aaisviews.aaisonline.com/aais-views/members-influence-inland-marine-upgrades) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Evolving%20Auto.jpg)](https://aaisviews.aaisonline.com/aais-views/keeping-pace-with-the-evolving-auto-industry) ## [Keeping Pace with the Evolving Auto Industry](https://aaisviews.aaisonline.com/aais-views/keeping-pace-with-the-evolving-auto-industry) Nov 2, 2021 / by [Ash Naik](https://aaisviews.aaisonline.com/aais-views/author/ash-naik) posted in [Community](https://aaisviews.aaisonline.com/aais-views/topic/community), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [Telematics](https://aaisviews.aaisonline.com/aais-views/topic/telematics), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Auto](https://aaisviews.aaisonline.com/aais-views/topic/auto), [Commercial Auto](https://aaisviews.aaisonline.com/aais-views/topic/commercial-auto), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Personal Auto](https://aaisviews.aaisonline.com/aais-views/topic/personal-auto), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Insurance Line of Business](https://aaisviews.aaisonline.com/aais-views/topic/insurance-line-of-business) [0 Comments](https://aaisviews.aaisonline.com/aais-views/keeping-pace-with-the-evolving-auto-industry#comments-listing) **A Fast-Moving Auto Industry Presents Challenges and Opportunities** The automotive industry transformation continues to have significant repercussions in the insurance industry. With improving sophistication in car technology, telematics, and consumer behaviors, insurance carriers face new and unprecedented challenges spanning the entire lifecycle of the policy from research to claims. Still, personal and commercial auto insurance remain the industry bellwether as the largest product lines accounting for more than $300 billion in annual premiums. 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