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Online auto policy purchases continue to grow with the latest research citing 43% of consumers shopping online – a trend that is expected to increase in the coming years. Further, usage-based insurance (UBI) awareness and penetration seems to be on the rise with the major carriers modifying the traditional policy with a pay-as-you-use option.

Carriers also continue to look for effective ways to leverage telematics to offer new insurance models, using data to better identify factors that can improve the risk management function.

AAIS – Helping Map a Speedy Course to Success

As a Member-focused organization, AAIS is committed to offering modern, flexible, cost-effective, community driven, and nonproprietary auto solutions. We’ve sped up delivery of programs for all jurisdictions across the United States to help our Members provide new offerings, or complement existing ones, both in the personal and commercial auto space. We see a huge opportunity in leveraging technology that enables AAIS Members to be more competitive in the marketplace.

Additionally, we are monitoring trends in the regulatory environment. We want to empower our Members to stay compliant, to be on the positive side of actions being taken to remove any societal bias (e.g., access, affordability) from within the industry, and to be best prepared to gain significant market share and offer better coverage and prices for the risks they take.

We offer a comprehensive suite of forms and endorsements, up-to-date rates and rules, and services to help Members take products to market quickly, in compliance with applicable regulations, and without a significant investment in resources. Talk to us to learn how AAIS can help you with your auto insurance needs.