--- title: AAIS Views | Pinpoint Predictive description: Pinpoint Predictive | AAIS Views provides the latest updates, alerts, and news in the P&C industry. --- [![](https://aaisviews.aaisonline.com/hs-fs/hubfs/social-suggested-images/www.aaisonline.comimagelayout_set_logo.png?width=150&height=38&name=www.aaisonline.comimagelayout_set_logo.png)](https://aaisviews.aaisonline.com/compliance-alerts) ## Compliance Alerts # Pinpoint Predictive [![](https://aaisviews.aaisonline.com/hubfs/Scott%20Ham%20Pinpoint%20Video%20Interview%20HubSpot.png)](https://aaisviews.aaisonline.com/aais-views/enhancing-risk-mitigation-behavioral-intelligence) ## [Enhancing Risk Mitigation with Behavioral Intelligence](https://aaisviews.aaisonline.com/aais-views/enhancing-risk-mitigation-behavioral-intelligence) Oct 23, 2024 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Machine Learning/AI](https://aaisviews.aaisonline.com/aais-views/topic/machine-learning-ai), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Underwriting](https://aaisviews.aaisonline.com/aais-views/topic/underwriting), [Risk](https://aaisviews.aaisonline.com/aais-views/topic/risk), [AI](https://aaisviews.aaisonline.com/aais-views/topic/ai), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [risk mitigation](https://aaisviews.aaisonline.com/aais-views/topic/risk-mitigation), [Pinpoint Predictive](https://aaisviews.aaisonline.com/aais-views/topic/pinpoint-predictive), [Behavioral Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/behavioral-intelligence) [0 Comments](https://aaisviews.aaisonline.com/aais-views/enhancing-risk-mitigation-behavioral-intelligence#comments-listing) Behavioral intelligence is transforming how insurers assess risk, enhance profitability, and promote fairness in underwriting. In a recent interview with AAIS Partner [Pinpoint Predictive, Inc.](https://pinpoint.ai/), we explored how carriers can leverage these insights at key stages of the insurance value chain—from risk selection to renewal strategies. Scott Ham, CEO of Pinpoint Predictive, Inc., explained that by incorporating unconventional technologies and behavioral insights, insurers are gaining a more complete picture of their customers, leading to smarter decisions and more equitable outcomes. [Read More](https://aaisviews.aaisonline.com/aais-views/enhancing-risk-mitigation-behavioral-intelligence) [![](https://aaisviews.aaisonline.com/hubfs/AdobeStock_911461829.jpeg)](https://aaisviews.aaisonline.com/aais-views/homeowners-underwriting-behavioral-risk-predictions) ## [Addressing Homeowners Underwriting with Behavioral Risk Predictions](https://aaisviews.aaisonline.com/aais-views/homeowners-underwriting-behavioral-risk-predictions) Aug 28, 2024 / by [Devyn McNicoll](https://aaisviews.aaisonline.com/aais-views/author/devyn-mcnicoll) posted in [Personal Lines](https://aaisviews.aaisonline.com/aais-views/topic/personal-lines), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Homeowners](https://aaisviews.aaisonline.com/aais-views/topic/homeowners), [Modeling/Predictive Analytics](https://aaisviews.aaisonline.com/aais-views/topic/modeling-predictive-analytics), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Underwriting](https://aaisviews.aaisonline.com/aais-views/topic/underwriting), [Risk](https://aaisviews.aaisonline.com/aais-views/topic/risk), [AI](https://aaisviews.aaisonline.com/aais-views/topic/ai), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [Pinpoint Predictive](https://aaisviews.aaisonline.com/aais-views/topic/pinpoint-predictive) [0 Comments](https://aaisviews.aaisonline.com/aais-views/homeowners-underwriting-behavioral-risk-predictions#comments-listing) [Carrier Management](https://www.carriermanagement.com/news/2024/07/26/264765.htm) recently published a release from AM Best revealing that the homeowners insurance sector suffered an underwriting loss amounting to $15.2 billion in 2023. This loss is more than double that of the previous year and marks the worst underwriting results since 2000. This spike is attributed to increased weather-related events and shifting population demographics, leading insurers to confront significant challenges in underwriting and risk assessment. [Read More](https://aaisviews.aaisonline.com/aais-views/homeowners-underwriting-behavioral-risk-predictions) [![](https://aaisviews.aaisonline.com/hubfs/Pinpoint%20Predictive%20Press%20Release%20FI.jpg)](https://aaisviews.aaisonline.com/aais-views/pinpoint-predictive-joins-aais-partner-program) ## [Pinpoint Predictive, Inc. Joins AAIS Partner Program, Empowering AAIS Members with Strategic Risk Selection for Enhanced Profitability](https://aaisviews.aaisonline.com/aais-views/pinpoint-predictive-joins-aais-partner-program) Jul 29, 2024 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Modeling/Predictive Analytics](https://aaisviews.aaisonline.com/aais-views/topic/modeling-predictive-analytics), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Risk](https://aaisviews.aaisonline.com/aais-views/topic/risk), [AI](https://aaisviews.aaisonline.com/aais-views/topic/ai), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [Press Release](https://aaisviews.aaisonline.com/aais-views/topic/press-release), [Pinpoint Predictive](https://aaisviews.aaisonline.com/aais-views/topic/pinpoint-predictive) [0 Comments](https://aaisviews.aaisonline.com/aais-views/pinpoint-predictive-joins-aais-partner-program#comments-listing) *Pinpoint Predictive to offer AAIS Members access to their revolutionary risk selection platform that goes beyond traditional variables.* [Read More](https://aaisviews.aaisonline.com/aais-views/pinpoint-predictive-joins-aais-partner-program) - 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