Product Manager of Commercial Lines - Joe is an experienced P&C leader with 20 years of experience in the insurance industry. With a focus on P&C risk management and product development, Joe has worked in traditional consulting practices, insurtech and carrier operations. As AAIS’s Commercial Lines Product Manager, he is responsible for modernizing forms, manual rules, and rating information in the standard commercial property, casualty and niche specialty markets. Joe also oversees AAIS’s first-in-market cannabis insurance program, which includes the CannaBOP businessowner’s policy, now approved in California, Colorado and Nevada.