Illinois has enacted House Bill 5559, which amends the Illinois Insurance Code and states that insurers must provide the insured with a brief description of how the determination of a total loss of an insured vehicle was made. This includes any available repair estimate, estimated vehicle salvage value, assessed market value, and other costs and calculations that were used. This applies to policies issued or renewed on or after July 1, 2025.

Rhode Island has enacted House Bill 7507 and Senate Bill 2681. The bills state that if an insurer refuses to honor a direction to pay that is executed by an insured or claimant to have the insurer directly pay the insured's property damage benefit to the restoration company of the consumer's choice, provided that the claim is no more than $5,000 and the restoration company is licensed, it constitutes an unfair claims practice.

Louisiana has enacted House Bill 609, which, among other provisions, outlines the appraisal process. The bill states that upon a demand for appraisal, the insurer and claimant should each select an independent and qualified appraiser. If the appraisers do not agree on the amount of loss, then they should select an independent and qualified umpire. In the event that the appraisers are unable to agree on an umpire, then either appraiser may submit a request for the judge to select one. Additionally, the bill outlines other details, including appraiser qualifications and umpire selection. The bill will apply to all property insurance policies issued, delivered, or renewed on or after January 1, 2025.

On July 11, 2024, the California Department of Insurance (CDI) issued Bulletin 2024-5 to put in place a mandatory moratorium after a state of emergency was declared following the Thompson Fire.

On July 12, 2024, the Louisiana Department of Insurance (LDI) issued Directive 224 to notify all authorized property and casualty insurers and surplus lines insurers of the Homeowners Insurance Policies Data Calls and the Commercial Lines Property Policies Data Calls.

On July 8, 2024, the Pennsylvania Insurance Department (PID) issued their annual Private Passenger Automobile Data Call that will help them monitor the private passenger automobile insurance marketplace in the state.

On July 9, 2024, the Alabama Department of Insurance (ALDOI) issued Bulletin No. 2024-03 regarding a Hurricane Sally data call.

Rhode Island has enacted Senate Bill 3105, which, among other provisions, states that when requested by the insured or claimant, the insurer must directly pay repair benefits to a licensed auto body shop of the consumer's choice for the motor vehicle repairs. It also requires insurers to compensate for any documented procedures that are identified as required or recommended by the original equipment manufacturer or paint manufacturer upon the initial request from the auto body shop. Lastly, if any insurer fails to comply with certain requirements when settling claims on Rhode Island registered vehicles repaired in the state, regardless of where the insurance policy was issued or originates, it constitutes an unfair claims practice.

Louisiana has enacted Senate Bill 499, which clarifies that if the uninsured motorist coverage rejection, selection of lower limits, or selection of economic-only coverage form is signed but not properly completed, then as specified, there should be no uninsured motorist coverage or modified uninsured motorist coverage included on the policy if it is determined that the insured or their representative intended to reject or modify the coverage.