Missouri has enacted two bills involving the legal title of property damage claims paid, in whole or in part, by an insurer. The portion of the claim paid by the insurer shall vest in the insurer; the claimant retains legal title of the remaining claim. House Bill 2636 and Senate Bill 835 add additional provisions as stated below.

Louisiana has adopted Regulation 138 which, among other provisions, requires insurers authorized to issue commercial motor vehicle insurance policies to provide a discount on the liability premium for each commercial motor vehicle equipped with a dashboard camera and telematics system that meet the specified requirements. The regulation describes the qualifications for the premium discount, annual verification procedures, and insurer qualifications for exemption.

On August 21, 2026, the Vermont Department of Financial Regulation (Department) issued Insurance Bulletin #241 regarding the use of aerial imagery by property and casualty insurers.

On July 31, 2026, the Director of the Oregon Department of Consumer and Business Services issued a Wildfire Emergency Order requiring all insurers to take certain actions regarding claims related to areas affected by the wildfire, and instituting a grace period for premium payment on all insurance policies within the affected areas. On August 30, 2026, the Director released an Order Extending Wildfire Emergency Order to extend the effective period 30 days.

On August 26, 2026, the Hawaii Department of Commerce and Consumer Affairs (DCCA) issued Memorandum 2026-7A following Tropical Storm and Hurricane Lala to provide claims handling expectations.

Vermont has enacted House Bill 648 which, among other provisions, adds new annual and quarterly statement reporting requirements and additional bases for unfair discrimination.

On August 26, 2026, the Nevada Division of Insurance (Division) issued Bulletin 26-003 requesting that insurers provide flexibility to policyholders affected by wildfire on the timing of premium payments. The Division also asks insurers to be flexible with additional living expenses (coverage D loss of use), including cases where policyholders evacuate early or evacuate from certain structures not appearing on official evacuation maps.

On August 17, 2026, the Louisiana Department of Insurance (LDI) issued Directive 204-R (Rescinded) to rescind the previous Directive 204 (Revised and Reissued).

On August 13, 2026, Indiana Governor Braun declared a statewide disaster emergency following recent severe weather that began on August 11, 2026, and continued for days after. On August 17, 2026, the Indiana Department of Insurance issued Bulletin 280 to all insurance companies to request a moratorium for any policyholder affected by the severe weather.

The Colorado Division of Insurance adopted Emergency Regulation 26-E-04 to issue a moratorium on certain cancellations and nonrenewals in areas affected by the Aspen Acres Fire. All insurers with existing homeowners insurance policies covering owner-occupied residences in the defined areas must follow the directions provided in the emergency regulation.