Compliance Alerts

    Alabama Amends Rule for the SAH Program Requiring Certificate for Wind Mitigation Credit

    Jan 9, 2026 / by AAIS posted in Compliance, Alabama

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    Alabama has amended Insurance Regulation Chapter 482-1-159, which governs the Strengthen Alabama Homes (SAH) program.

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    MCCA Issues New Assessment Fee for 2026-2027

    Jan 8, 2026 / by AAIS posted in Compliance, Michigan

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    The Michigan Catastrophic Claims Association has released their annual assessment fee notice. The below message was sent out in SERFF regarding the assessment fee:

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    New Jersey Issues Order Requiring Submission of Underwriting Guideline Changes

    Jan 7, 2026 / by AAIS posted in Compliance, New Jersey

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    On December 30, 2025, the New Jersey Department of Banking and Insurance (Department) issued Order No. A25-11, requiring certain insurers to submit changes made to underwriting guidelines.

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    Florida Amends Multiple Rules

    Jan 7, 2026 / by AAIS posted in Compliance, Florida

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    Florida has adopted amendments to FAC 69O-137.009 and FAC 69O-171.011. Please see the summary of each rule below.

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    Minnesota Governor Orders Department of Commerce Insurance Data Call

    Dec 23, 2025 / by AAIS posted in Compliance, Minnesota

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    On December 16, 2025, Minnesota Governor Tim Walz issued Executive Order 25-12, directing the Department of Commerce to issue a homeowners insurance data call relating to firearms.

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    California Issues Moratorium Following Pack Fire

    Dec 23, 2025 / by AAIS posted in Compliance, California

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    On December 18, 2025, the California Department of Insurance released Bulletin 2025-17 to all admitted and non-admitted insurers in the state to issue a mandatory moratorium on the cancellation and nonrenewal of residential property insurance following the emergency declaration due to the Pack Fire.

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    Washington State Issues Emergency Order Following Winter Weather Event

    Dec 18, 2025 / by AAIS posted in Compliance, Washington

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    On December 15, 2025, the Washington State Office of the Insurance Commissioner (OIC) issued Emergency Order No. 25-01 following Proclamation 25-07 that declared an emergency related to the December Atmospheric River and Winter Weather Event.

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    Oregon Issues Memorandum Regarding Senate Bill 840 Insurance Provisions

    Dec 16, 2025 / by AAIS posted in Compliance, Oregon

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    On December 9, 2025, the Oregon Division of Financial Regulation issued a memorandum regarding Senate Bill (SB) 840 insurance provisions to all companies writing auto insurance.

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    KentuckyIVS Implementation Guide Issued for Auto Insurers

    Dec 12, 2025 / by AAIS posted in Compliance, Kentucky

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    On December 1, 2025, the Kentucky Transportation Cabinet (KYTC) released the Kentucky Automobile Insurers Reporting Guide, announcing the implementation of the Kentucky Insurance Verification System (KentuckyIVS) in partnership with the Department of Insurance (DOI).

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    Nevada Issues Bulletin Regarding Program of Flex-Rated Filing

    Nov 20, 2025 / by AAIS posted in Compliance, Nevada

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    On November 14, 2025, the Nevada Division of Insurance (DOI) issued Bulletin 25-005 to provide information about the Program of Flex-Rated Filing (Program). Effective January 1, 2026, Assembly Bill 376 requires the Commissioner to establish a Program to allow an insurer that issues a line of property insurance covering real property to make a filing for a proposed rate increase under that Program, in lieu of making a filing pursuant to NRS 686B.070.

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