--- title: AAIS Views | Ashish Nair description: As Vice President of Products and Innovation at Cogitate, Ashish heads the product innovation initiatives, including AI, ML, LLM, and the Low-code/no-code (LCNC) features of Cogitate’s product suite, focusing on digital transformation across the insurance ecosystem. Since joining Cogitate in 2014 as a program manager, Ashish has played a key role in the overall growth of Cogitate with multiple project implementations across different lines of business. He also represents the organization at various international conferences and platforms showcasing Cogitate's products involving new-age technologies like AI and machine learning. Ashish joined Cogitate with previous experiences working in e-learning, data analytics, and software development. Ashish holds a degree in engineering from the University of Mumbai and an MBA from Jamnalal Bajaj Institute of Management Studies (JBIMS). --- [![](https://aaisviews.aaisonline.com/hs-fs/hubfs/social-suggested-images/www.aaisonline.comimagelayout_set_logo.png?width=150&height=38&name=www.aaisonline.comimagelayout_set_logo.png)](https://aaisviews.aaisonline.com/compliance-alerts) ## Compliance Alerts ## Ashish Nair As Vice President of Products and Innovation at Cogitate, Ashish heads the product innovation initiatives, including AI, ML, LLM, and the Low-code/no-code (LCNC) features of Cogitate’s product suite, focusing on digital transformation across the insurance ecosystem. Since joining Cogitate in 2014 as a program manager, Ashish has played a key role in the overall growth of Cogitate with multiple project implementations across different lines of business. He also represents the organization at various international conferences and platforms showcasing Cogitate's products involving new-age technologies like AI and machine learning. Ashish joined Cogitate with previous experiences working in e-learning, data analytics, and software development. Ashish holds a degree in engineering from the University of Mumbai and an MBA from Jamnalal Bajaj Institute of Management Studies (JBIMS). ## Recent Posts [![](https://aaisviews.aaisonline.com/hubfs/AdobeStock_754759654.jpeg)](https://aaisviews.aaisonline.com/aais-views/ai-powered-insurance-platforms-underwriting-efficiency) ## [AI-Powered Insurance Platforms Boost Underwriting Efficiency](https://aaisviews.aaisonline.com/aais-views/ai-powered-insurance-platforms-underwriting-efficiency) Sep 11, 2024 / by [Ashish Nair](https://aaisviews.aaisonline.com/aais-views/author/ashish-nair) posted in [Machine Learning/AI](https://aaisviews.aaisonline.com/aais-views/topic/machine-learning-ai), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Insurtech](https://aaisviews.aaisonline.com/aais-views/topic/insurtech), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Underwriting](https://aaisviews.aaisonline.com/aais-views/topic/underwriting), [Digitization](https://aaisviews.aaisonline.com/aais-views/topic/digitization), [AI](https://aaisviews.aaisonline.com/aais-views/topic/ai), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [insurance automation](https://aaisviews.aaisonline.com/aais-views/topic/insurance-automation), [Machine Learning](https://aaisviews.aaisonline.com/aais-views/topic/machine-learning), [Analytics](https://aaisviews.aaisonline.com/aais-views/topic/analytics), [Cogitate](https://aaisviews.aaisonline.com/aais-views/topic/cogitate) [0 Comments](https://aaisviews.aaisonline.com/aais-views/ai-powered-insurance-platforms-underwriting-efficiency#comments-listing) A 2019 [article](https://www.mckinsey.com/industries/financial-services/our-insights/from-art-to-science-the-future-of-underwriting-in-commercial-p-and-c-insurance) focusing on insurance underwriting by McKinsey stated, “Based on our observations, anywhere from **30 to 40 percent** of underwriting’s time is spent on administrative tasks, such as rekeying data or manually executing analyses.” [Read More](https://aaisviews.aaisonline.com/aais-views/ai-powered-insurance-platforms-underwriting-efficiency) - 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