--- title: AAIS Views | Homeowners description: Homeowners | AAIS Views provides the latest updates, alerts, and news in the P&C industry. --- [![](https://aaisviews.aaisonline.com/hs-fs/hubfs/social-suggested-images/www.aaisonline.comimagelayout_set_logo.png?width=150&height=38&name=www.aaisonline.comimagelayout_set_logo.png)](https://aaisviews.aaisonline.com/compliance-alerts) ## Compliance Alerts # Homeowners [![](https://aaisviews.aaisonline.com/hubfs/AdobeStock_911461829.jpeg)](https://aaisviews.aaisonline.com/aais-views/homeowners-underwriting-behavioral-risk-predictions) ## [Addressing Homeowners Underwriting with Behavioral Risk Predictions](https://aaisviews.aaisonline.com/aais-views/homeowners-underwriting-behavioral-risk-predictions) Aug 28, 2024 / by [Devyn McNicoll](https://aaisviews.aaisonline.com/aais-views/author/devyn-mcnicoll) posted in [Personal Lines](https://aaisviews.aaisonline.com/aais-views/topic/personal-lines), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Homeowners](https://aaisviews.aaisonline.com/aais-views/topic/homeowners), [Modeling/Predictive Analytics](https://aaisviews.aaisonline.com/aais-views/topic/modeling-predictive-analytics), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Underwriting](https://aaisviews.aaisonline.com/aais-views/topic/underwriting), [Risk](https://aaisviews.aaisonline.com/aais-views/topic/risk), [AI](https://aaisviews.aaisonline.com/aais-views/topic/ai), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [Pinpoint Predictive](https://aaisviews.aaisonline.com/aais-views/topic/pinpoint-predictive) [0 Comments](https://aaisviews.aaisonline.com/aais-views/homeowners-underwriting-behavioral-risk-predictions#comments-listing) [Carrier Management](https://www.carriermanagement.com/news/2024/07/26/264765.htm) recently published a release from AM Best revealing that the homeowners insurance sector suffered an underwriting loss amounting to $15.2 billion in 2023. This loss is more than double that of the previous year and marks the worst underwriting results since 2000. This spike is attributed to increased weather-related events and shifting population demographics, leading insurers to confront significant challenges in underwriting and risk assessment. [Read More](https://aaisviews.aaisonline.com/aais-views/homeowners-underwriting-behavioral-risk-predictions) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%202024%20White%20Paper%20Solar%20Panels%5B46%5D.jpg)](https://aaisviews.aaisonline.com/aais-views/solar-panels-white-paper) ## [Solar Panel Adoption: Impacts on Homeowners Insurance](https://aaisviews.aaisonline.com/aais-views/solar-panels-white-paper) Jul 25, 2024 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Personal Lines](https://aaisviews.aaisonline.com/aais-views/topic/personal-lines), [Homeowners](https://aaisviews.aaisonline.com/aais-views/topic/homeowners), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [solar panels](https://aaisviews.aaisonline.com/aais-views/topic/solar-panels) [0 Comments](https://aaisviews.aaisonline.com/aais-views/solar-panels-white-paper#comments-listing) As the adoption of solar panels in residential homes soars, insurance professionals face a growing challenge: adapting policies to cover this emerging technology. With nearly 3.2 million homes already equipped with solar panels and forecasts predicting significant growth, understanding the implications for homeowners insurance is crucial. [Read More](https://aaisviews.aaisonline.com/aais-views/solar-panels-white-paper) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Interview%20Micah%20Kalisch.jpg)](https://aaisviews.aaisonline.com/aais-views/loss-prevention-reinsurance-home-inspections) ## [AI Home Inspections: Enhance Loss Prevention and Reinsurance](https://aaisviews.aaisonline.com/aais-views/loss-prevention-reinsurance-home-inspections) Jul 10, 2024 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Personal Lines](https://aaisviews.aaisonline.com/aais-views/topic/personal-lines), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Homeowners](https://aaisviews.aaisonline.com/aais-views/topic/homeowners), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [AI](https://aaisviews.aaisonline.com/aais-views/topic/ai), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [CHRP Technologies](https://aaisviews.aaisonline.com/aais-views/topic/chrp-technologies) [0 Comments](https://aaisviews.aaisonline.com/aais-views/loss-prevention-reinsurance-home-inspections#comments-listing) The connection between home inspections and securing reinsurance is crucial for insurance carriers. In this interview with AAIS Partner, [Chrp Technologies](http://www.chrptech.com/), we delve into the pivotal role of maintaining a high-quality book of business for insurers seeking reinsurance. Micah Kalisch, Founder and CEO of Chrp Technologies, elucidates how adhering to inspection protocols aligned with stringent underwriting standards not only safeguards insurers against potential risks, but also enhances their appeal to reinsurers. He also discusses how Chrp can support underwriters throughout this process. [Read More](https://aaisviews.aaisonline.com/aais-views/loss-prevention-reinsurance-home-inspections) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-Can%20AI%20Home%20Health%20Assessments.jpg)](https://aaisviews.aaisonline.com/aais-views/ai-home-health-assessments-boost-reinsurance-chrp-technologies) ## [Can AI Home Health Assessments Boost Reinsurance Capacity?](https://aaisviews.aaisonline.com/aais-views/ai-home-health-assessments-boost-reinsurance-chrp-technologies) Jun 12, 2024 / by [Micah Kalisch](https://aaisviews.aaisonline.com/aais-views/author/micah-kalisch) posted in [Personal Lines](https://aaisviews.aaisonline.com/aais-views/topic/personal-lines), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Homeowners](https://aaisviews.aaisonline.com/aais-views/topic/homeowners), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [AI](https://aaisviews.aaisonline.com/aais-views/topic/ai), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [CHRP Technologies](https://aaisviews.aaisonline.com/aais-views/topic/chrp-technologies) [0 Comments](https://aaisviews.aaisonline.com/aais-views/ai-home-health-assessments-boost-reinsurance-chrp-technologies#comments-listing) Due to today’s hard market, reinsurers are much more selective about the risks they underwrite. To secure reinsurance coverage, personal lines property carriers must maintain a healthy book of business and loss ratio. [Read More](https://aaisviews.aaisonline.com/aais-views/ai-home-health-assessments-boost-reinsurance-chrp-technologies) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Leveraging%20Todays%20Underwriting%20Tech.jpg)](https://aaisviews.aaisonline.com/aais-views/leveraging-todays-underwriting-technologies-to-modernize-homeowners-insurance-with-chrp-technologies) ## [Leveraging Today's Underwriting Technologies to Modernize Homeowners Insurance with Chrp Technologies](https://aaisviews.aaisonline.com/aais-views/leveraging-todays-underwriting-technologies-to-modernize-homeowners-insurance-with-chrp-technologies) Dec 18, 2023 / by [AAIS](https://aaisviews.aaisonline.com/aais-views/author/aais) posted in [Personal Lines](https://aaisviews.aaisonline.com/aais-views/topic/personal-lines), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Machine Learning/AI](https://aaisviews.aaisonline.com/aais-views/topic/machine-learning-ai), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Insurtech](https://aaisviews.aaisonline.com/aais-views/topic/insurtech), [Homeowners](https://aaisviews.aaisonline.com/aais-views/topic/homeowners), [AAIS Webinar Series](https://aaisviews.aaisonline.com/aais-views/topic/aais-webinar-series), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Underwriting](https://aaisviews.aaisonline.com/aais-views/topic/underwriting), [Artificial Intelligence](https://aaisviews.aaisonline.com/aais-views/topic/artificial-intelligence), [CHRP Technologies](https://aaisviews.aaisonline.com/aais-views/topic/chrp-technologies) [0 Comments](https://aaisviews.aaisonline.com/aais-views/leveraging-todays-underwriting-technologies-to-modernize-homeowners-insurance-with-chrp-technologies#comments-listing) As part of the AAIS Webinar Series, AAIS hosted a virtual discussion on December 7, 2023, featuring [Chrp Technologies](https://chrptech.com/). Moderated by AAIS President & CEO Werner Kruck, the session explored the state of today’s home insurance market as well as the challenges and opportunities that lie ahead. Featured guest speakers Chin Ma, President of Chrp Technologies, and Brandi Wyrick, AVP of Experience at [Orion180](https://orion180.com/), reviewed how new and emerging technologies like Chrp can improve underwriting results and operational efficiencies. They also touched upon the role of artificial intelligence (AI) across the insurance space and how companies can leverage new capabilities to improve the customer experience. [Read More](https://aaisviews.aaisonline.com/aais-views/leveraging-todays-underwriting-technologies-to-modernize-homeowners-insurance-with-chrp-technologies) [![](https://aaisviews.aaisonline.com/hubfs/Featured%20-%20Where%20the%20Battery%20is.jpg)](https://aaisviews.aaisonline.com/aais-views/home-is-where-the-battery-is) ## [Home Is Where the Battery Is](https://aaisviews.aaisonline.com/aais-views/home-is-where-the-battery-is) Jul 17, 2023 / by [Matt Hinds-Aldrich](https://aaisviews.aaisonline.com/aais-views/author/matt-hinds-aldrich) posted in [Personal Lines](https://aaisviews.aaisonline.com/aais-views/topic/personal-lines), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Insurance News/Current Events](https://aaisviews.aaisonline.com/aais-views/topic/insurance-news-current-events), [Homeowners](https://aaisviews.aaisonline.com/aais-views/topic/homeowners), [New/Emerging Risks](https://aaisviews.aaisonline.com/aais-views/topic/new-emerging-risks), [Fire](https://aaisviews.aaisonline.com/aais-views/topic/fire), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Risk](https://aaisviews.aaisonline.com/aais-views/topic/risk), [AAIS FLAMES](https://aaisviews.aaisonline.com/aais-views/topic/aais-flames) [0 Comments](https://aaisviews.aaisonline.com/aais-views/home-is-where-the-battery-is#comments-listing) *“Check out my new drone. The camera and range are exceptional!”* *“I’ve been getting out of the house more than ever with this new e-bike, have you considered getting one?”* *“Now that my solar array is complete, and I’ve connected the new 3000-watt home battery backup, I’m ready to go off-grid.”* [Read More](https://aaisviews.aaisonline.com/aais-views/home-is-where-the-battery-is) [![](https://aaisviews.aaisonline.com/hubfs/AAIS%20Blog/Feature%20-%20Community%20Advisory.jpg)](https://aaisviews.aaisonline.com/aais-views/tis-the-season-for-community-involvement-and-advisory-councils) ## ['Tis the Season for Community Involvement—and Advisory Councils](https://aaisviews.aaisonline.com/aais-views/tis-the-season-for-community-involvement-and-advisory-councils) Dec 20, 2021 / by [Matt Hinds-Aldrich](https://aaisviews.aaisonline.com/aais-views/author/matt-hinds-aldrich) posted in [Insights](https://aaisviews.aaisonline.com/aais-views/topic/insights), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Homeowners](https://aaisviews.aaisonline.com/aais-views/topic/homeowners), [New/Emerging Risks](https://aaisviews.aaisonline.com/aais-views/topic/new-emerging-risks), [Modeling/Predictive Analytics](https://aaisviews.aaisonline.com/aais-views/topic/modeling-predictive-analytics), [Fire](https://aaisviews.aaisonline.com/aais-views/topic/fire), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Modeling/Actuarial](https://aaisviews.aaisonline.com/aais-views/topic/modeling-actuarial), [Insurance Line of Business](https://aaisviews.aaisonline.com/aais-views/topic/insurance-line-of-business), [NatCats](https://aaisviews.aaisonline.com/aais-views/topic/natcats), [Fire Advisory Council](https://aaisviews.aaisonline.com/aais-views/topic/fire-advisory-council), [AAIS FLAMES](https://aaisviews.aaisonline.com/aais-views/topic/aais-flames), [AAIS Wildfire Resource Center](https://aaisviews.aaisonline.com/aais-views/topic/aais-wildfire-resource-center) [0 Comments](https://aaisviews.aaisonline.com/aais-views/tis-the-season-for-community-involvement-and-advisory-councils#comments-listing) With the holidays and the end of the year upon us, it is the time to reflect upon the past year. And it is the time of year we tend to think about coming together, as a community, to share our experiences. In our case, I’m referring to AAIS’s product-focused advisory councils. 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