Delaware has enacted Senate Bill 200, which provides that, except for notices of nonpayment of premium, notifications for cancellation and nonrenewal should be delivered to the named insured by certified mail or by USPS Intelligent Mail barcode. Additionally, the bill outlines that an insurer may not refuse to renew a homeowners insurance policy based solely on claims not caused by weather, unless two or more claims have been made against the policy during the 60 months immediately preceding the expiration of the current policy period. The bill goes into effect on October 1, 2024.

Please see Delaware Senate Bill 200 for more information.