Illinois has enacted House Bill 5357, which requires insurers, upon receiving homeowners insurance applications, to provide applicants with information regarding the availability of coverage for losses caused by a sewer backup or sump pump overflow, including coverage limits and costs.. Additionally, insurers are required to provide to the insured this information, along with details of their existing coverage, at least 30 days prior to each renewal of any homeowners policy. The bill is effective January 1, 2025.

Please see Illinois House Bill 5357 for more information.