On October 13, 2025, the Missouri Department of Commerce and Insurance (Department) issued Insurance Bulletin 25-10 to all property and casualty insurers writing homeowners and dwelling insurance covering residential properties to stop policy cancellations and nonrenewals under certain circumstances.

The bulletin states that effective immediately, insurers should not issue a cancellation or nonrenewal of a policy covering a residential property that was damaged by a storm until further notice from the Department. This applies to residential property anywhere in the state and for any storm or weather losses occurring after March 1, 2025, and is specific to those underwriting actions taken on the basis of claims activity and/or the condition of the property. If such notices have already been sent, insurers must take all necessary action to ensure coverage remains in force and to notify the impacted policyholders.

Please see Insurance Bulletin 25-10 for more information.