--- title: AAIS Views | Data/Tech (3) description: Data/Tech | AAIS Views provides the latest updates, alerts, and news in the P&C industry. (3) --- [![](https://aaisviews.aaisonline.com/hs-fs/hubfs/social-suggested-images/www.aaisonline.comimagelayout_set_logo.png?width=150&height=38&name=www.aaisonline.comimagelayout_set_logo.png)](https://aaisviews.aaisonline.com/compliance-alerts) ## Compliance Alerts # Data/Tech (3) [![](https://aaisviews.aaisonline.com/hubfs/Featured%20-%20Premium%20Leakage%20Problem.jpg)](https://aaisviews.aaisonline.com/aais-views/premium-leakage-problem) ## [Premium Leakage: Understanding the Impact and Solutions for Auto Carriers](https://aaisviews.aaisonline.com/aais-views/premium-leakage-problem) Jan 24, 2023 / by [Ash Naik](https://aaisviews.aaisonline.com/aais-views/author/ash-naik) posted in [Insights](https://aaisviews.aaisonline.com/aais-views/topic/insights), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [New/Emerging Risks](https://aaisviews.aaisonline.com/aais-views/topic/new-emerging-risks), [Auto](https://aaisviews.aaisonline.com/aais-views/topic/auto), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Personal Auto](https://aaisviews.aaisonline.com/aais-views/topic/personal-auto), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech) [0 Comments](https://aaisviews.aaisonline.com/aais-views/premium-leakage-problem#comments-listing) *Premium leakage is a critical issue for carriers writing personal auto insurance, particularly with the rising severity of claims. However, by utilizing data and building partnerships with auto manufacturers, data providers, and new insurtech vendors, carriers can take steps to limit exposures due to incorrect mileage and garaged locations. Join us in building a community to solve this problem.* [Read More](https://aaisviews.aaisonline.com/aais-views/premium-leakage-problem) [![](https://aaisviews.aaisonline.com/hubfs/Canva%20Version.png)](https://aaisviews.aaisonline.com/aais-views/fuel-for-electric-vehicles) ## [Fuel For Electric Vehicles: EV Needs & Efficiencies in California](https://aaisviews.aaisonline.com/aais-views/fuel-for-electric-vehicles) Oct 13, 2022 / by [Ash Naik](https://aaisviews.aaisonline.com/aais-views/author/ash-naik) posted in [Insights](https://aaisviews.aaisonline.com/aais-views/topic/insights), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [New/Emerging Risks](https://aaisviews.aaisonline.com/aais-views/topic/new-emerging-risks), [Auto](https://aaisviews.aaisonline.com/aais-views/topic/auto), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Personal Auto](https://aaisviews.aaisonline.com/aais-views/topic/personal-auto), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech) [0 Comments](https://aaisviews.aaisonline.com/aais-views/fuel-for-electric-vehicles#comments-listing) Recent discouragement of charging electric vehicles (EVs) by officials in California in the wake of a severe heatwave prompted further research into power generation, EV charging needs and efficiencies as we move towards an “all-electric” future. [Read More](https://aaisviews.aaisonline.com/aais-views/fuel-for-electric-vehicles) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Artificial%20Intelligence.jpg)](https://aaisviews.aaisonline.com/aais-views/artificial-intelligence-is-modernizing-regulatory-compliance) ## [Artificial Intelligence is Modernizing Regulatory Compliance](https://aaisviews.aaisonline.com/aais-views/artificial-intelligence-is-modernizing-regulatory-compliance) Jan 18, 2022 / by [Robin Westcott](https://aaisviews.aaisonline.com/aais-views/author/robin-westcott) posted in [openIDL](https://aaisviews.aaisonline.com/aais-views/topic/openidl), [Community](https://aaisviews.aaisonline.com/aais-views/topic/community), [Machine Learning/AI](https://aaisviews.aaisonline.com/aais-views/topic/machine-learning-ai), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [Regulatory/Compliance](https://aaisviews.aaisonline.com/aais-views/topic/regulatory-compliance), [Legislation & Regulation](https://aaisviews.aaisonline.com/aais-views/topic/legislation-regulation), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Connecticut](https://aaisviews.aaisonline.com/aais-views/topic/connecticut) [0 Comments](https://aaisviews.aaisonline.com/aais-views/artificial-intelligence-is-modernizing-regulatory-compliance#comments-listing) Risks are continually evolving and emerging, requiring updates to insurance policies in order for carriers to keep pace with market need. Whether you’re a regulator or an underwriter, reviewing new policy language in a timely fashion can be a challenge, and can negatively impact speed-to-market. [Read More](https://aaisviews.aaisonline.com/aais-views/artificial-intelligence-is-modernizing-regulatory-compliance) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Shifting%20Data.jpg)](https://aaisviews.aaisonline.com/aais-views/shifting-the-data-sharing-paradigm-with-openidl) ## [Shifting the Data Sharing Paradigm with openIDL](https://aaisviews.aaisonline.com/aais-views/shifting-the-data-sharing-paradigm-with-openidl) Jan 10, 2022 / by [Matt Hinds-Aldrich](https://aaisviews.aaisonline.com/aais-views/author/matt-hinds-aldrich) posted in [openIDL](https://aaisviews.aaisonline.com/aais-views/topic/openidl), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Data Management/Distributed Ledger](https://aaisviews.aaisonline.com/aais-views/topic/data-management-distributed-ledger), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [Regulatory/Compliance](https://aaisviews.aaisonline.com/aais-views/topic/regulatory-compliance), [Modeling/Predictive Analytics](https://aaisviews.aaisonline.com/aais-views/topic/modeling-predictive-analytics), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Modeling/Actuarial](https://aaisviews.aaisonline.com/aais-views/topic/modeling-actuarial) [0 Comments](https://aaisviews.aaisonline.com/aais-views/shifting-the-data-sharing-paradigm-with-openidl#comments-listing) Clive Humby said it best with his oft-cited quote – “data is the new oil.” It is true that the value of data is in its refinement and synthesis into useful insights, tools, and products, all predicated on the existence of a complex infrastructure to share and transport data from where it is found (those with the data) to where the analysis occurs (those with the questions). [Read More](https://aaisviews.aaisonline.com/aais-views/shifting-the-data-sharing-paradigm-with-openidl) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20value%20of%20data.jpg)](https://aaisviews.aaisonline.com/aais-views/increasing-the-value-of-data) ## [Increasing the Value of Data](https://aaisviews.aaisonline.com/aais-views/increasing-the-value-of-data) Jan 4, 2022 / by [Ruturaj Waghmode](https://aaisviews.aaisonline.com/aais-views/author/ruturaj-waghmode) posted in [Community](https://aaisviews.aaisonline.com/aais-views/topic/community), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Data Management/Distributed Ledger](https://aaisviews.aaisonline.com/aais-views/topic/data-management-distributed-ledger), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [Data](https://aaisviews.aaisonline.com/aais-views/topic/data), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech) [0 Comments](https://aaisviews.aaisonline.com/aais-views/increasing-the-value-of-data#comments-listing) Everyone has probably heard the cliché “Data is an Asset.” But how do we break it down pragmatically into an actionable backlog and apply some “data-driven metrics” toward attributing and increasing the value of data. It’s a fascinating and challenging paradigm – to increase the value of data. Like many other assets, the value is typically not intrinsic; it must be harnessed. It requires a process of extraction, enrichment, polishing, and packaging. Even then, the value realization is not obvious or guaranteed, until the consumer engages with it. Think of diamonds. They go through an extensive process from rock to finished product, and still only possess value once purchased by a consumer at a defined market rate. [Read More](https://aaisviews.aaisonline.com/aais-views/increasing-the-value-of-data) [![](https://aaisviews.aaisonline.com/hubfs/AAIS%20Blog/Feature%20-%20COVID-19%20Auto.jpg)](https://aaisviews.aaisonline.com/aais-views/covid-19-continues-to-impact-auto-insurance-market) ## [COVID-19 Continues to Impact Auto Insurance Market](https://aaisviews.aaisonline.com/aais-views/covid-19-continues-to-impact-auto-insurance-market) Dec 17, 2021 / by [Meg Lech](https://aaisviews.aaisonline.com/aais-views/author/meg-lech) posted in [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [COVID-19](https://aaisviews.aaisonline.com/aais-views/topic/covid-19), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [IoT](https://aaisviews.aaisonline.com/aais-views/topic/iot), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Auto](https://aaisviews.aaisonline.com/aais-views/topic/auto), [Commercial Auto](https://aaisviews.aaisonline.com/aais-views/topic/commercial-auto), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Personal Auto](https://aaisviews.aaisonline.com/aais-views/topic/personal-auto), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Compliance](https://aaisviews.aaisonline.com/aais-views/topic/compliance), [Insurance Line of Business](https://aaisviews.aaisonline.com/aais-views/topic/insurance-line-of-business) [0 Comments](https://aaisviews.aaisonline.com/aais-views/covid-19-continues-to-impact-auto-insurance-market#comments-listing) *As the pandemic rolls on, with the omicron variant providing the latest wrinkle, the auto market continues to be reshaped by COVID-19. Aside from the overall financial impact, now* *increasing claims, severity of claims and higher losses, and worsening consumer behavior are all leaving a mark. Here is the latest from around the industry:* [Read More](https://aaisviews.aaisonline.com/aais-views/covid-19-continues-to-impact-auto-insurance-market) [![](https://aaisviews.aaisonline.com/hubfs/Featured%20-%20Farmowners%20Product.jpg)](https://aaisviews.aaisonline.com/aais-views/farmowners-product-expanding) ## [Update from The Farm…Farmowners Product Expanding](https://aaisviews.aaisonline.com/aais-views/farmowners-product-expanding) Nov 30, 2021 / by [Hope King](https://aaisviews.aaisonline.com/aais-views/author/hope-king) posted in [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Robotics/Drones](https://aaisviews.aaisonline.com/aais-views/topic/robotics-drones), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [Farm & Ag](https://aaisviews.aaisonline.com/aais-views/topic/farm-ag), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Farming](https://aaisviews.aaisonline.com/aais-views/topic/farming), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Insurance Line of Business](https://aaisviews.aaisonline.com/aais-views/topic/insurance-line-of-business), [Farmowners (FO)](https://aaisviews.aaisonline.com/aais-views/topic/farmowners-fo) [0 Comments](https://aaisviews.aaisonline.com/aais-views/farmowners-product-expanding#comments-listing) The farm industry continues to transform. While smaller family farming operations maintain a strong presence and make up a large percentage of the market, we’re seeing growth of large commercial farms that include a variety of operations and layered revenue streams. It is an ultra-competitive market with each company searching for an edge over their competitors. [Read More](https://aaisviews.aaisonline.com/aais-views/farmowners-product-expanding) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Blockchain%20Sandbox.jpg)](https://aaisviews.aaisonline.com/aais-views/value-of-blockchain-sandboxes-being-realized-by-regulators) ## [Value of Blockchain “Sandboxes” Being Realized by Regulators](https://aaisviews.aaisonline.com/aais-views/value-of-blockchain-sandboxes-being-realized-by-regulators) Nov 17, 2021 / by [Robin Westcott](https://aaisviews.aaisonline.com/aais-views/author/robin-westcott) posted in [Community](https://aaisviews.aaisonline.com/aais-views/topic/community), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Data Management/Distributed Ledger](https://aaisviews.aaisonline.com/aais-views/topic/data-management-distributed-ledger), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [Regulatory/Compliance](https://aaisviews.aaisonline.com/aais-views/topic/regulatory-compliance), [Blockchain](https://aaisviews.aaisonline.com/aais-views/topic/blockchain), [Legislation & Regulation](https://aaisviews.aaisonline.com/aais-views/topic/legislation-regulation), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech) [0 Comments](https://aaisviews.aaisonline.com/aais-views/value-of-blockchain-sandboxes-being-realized-by-regulators#comments-listing) We’re at an inflection point with blockchain technology. A greater community of interest has developed beyond cryptocurrency with the realization that blockchain can solve all types of problems. Insurance regulators nationwide are starting to create “[sandboxes](https://mspolicy.org/regulatory-sandbox-reforms-advance-across-the-nation/),” essentially incubators where new technologies and innovations can be developed and tested, exempt from prohibitive regulations, until a proper regulatory framework can be created. [Read More](https://aaisviews.aaisonline.com/aais-views/value-of-blockchain-sandboxes-being-realized-by-regulators) [![](https://aaisviews.aaisonline.com/hubfs/Feature%20-%20Evolving%20Auto.jpg)](https://aaisviews.aaisonline.com/aais-views/keeping-pace-with-the-evolving-auto-industry) ## [Keeping Pace with the Evolving Auto Industry](https://aaisviews.aaisonline.com/aais-views/keeping-pace-with-the-evolving-auto-industry) Nov 2, 2021 / by [Ash Naik](https://aaisviews.aaisonline.com/aais-views/author/ash-naik) posted in [Community](https://aaisviews.aaisonline.com/aais-views/topic/community), [Technology](https://aaisviews.aaisonline.com/aais-views/topic/technology), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [Telematics](https://aaisviews.aaisonline.com/aais-views/topic/telematics), [P&C Insurers](https://aaisviews.aaisonline.com/aais-views/topic/pc-insurers), [Auto](https://aaisviews.aaisonline.com/aais-views/topic/auto), [Commercial Auto](https://aaisviews.aaisonline.com/aais-views/topic/commercial-auto), [AAIS News & Views](https://aaisviews.aaisonline.com/aais-views/topic/aais-news-views), [AAIS Insights](https://aaisviews.aaisonline.com/aais-views/topic/aais-insights), [Personal Auto](https://aaisviews.aaisonline.com/aais-views/topic/personal-auto), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Insurance Line of Business](https://aaisviews.aaisonline.com/aais-views/topic/insurance-line-of-business) [0 Comments](https://aaisviews.aaisonline.com/aais-views/keeping-pace-with-the-evolving-auto-industry#comments-listing) **A Fast-Moving Auto Industry Presents Challenges and Opportunities** The automotive industry transformation continues to have significant repercussions in the insurance industry. With improving sophistication in car technology, telematics, and consumer behaviors, insurance carriers face new and unprecedented challenges spanning the entire lifecycle of the policy from research to claims. Still, personal and commercial auto insurance remain the industry bellwether as the largest product lines accounting for more than $300 billion in annual premiums. [Read More](https://aaisviews.aaisonline.com/aais-views/keeping-pace-with-the-evolving-auto-industry) [![](https://aaisviews.aaisonline.com/hubfs/Featured%20-%20ITL.jpg)](https://aaisviews.aaisonline.com/aais-views/blockchain-the-next-big-thing) ## [Blockchain: The Next Big Thing](https://aaisviews.aaisonline.com/aais-views/blockchain-the-next-big-thing) Oct 8, 2021 / by [Robin Westcott](https://aaisviews.aaisonline.com/aais-views/author/robin-westcott) posted in [openIDL](https://aaisviews.aaisonline.com/aais-views/topic/openidl), [Issues & Trends](https://aaisviews.aaisonline.com/aais-views/topic/issues-trends), [Data & Technology](https://aaisviews.aaisonline.com/aais-views/topic/data-technology), [Data Management/Distributed Ledger](https://aaisviews.aaisonline.com/aais-views/topic/data-management-distributed-ledger), [Tech News](https://aaisviews.aaisonline.com/aais-views/topic/tech-news), [Regulatory/Compliance](https://aaisviews.aaisonline.com/aais-views/topic/regulatory-compliance), [Blockchain](https://aaisviews.aaisonline.com/aais-views/topic/blockchain), [Data/Tech](https://aaisviews.aaisonline.com/aais-views/topic/data-tech), [Modeling/Actuarial](https://aaisviews.aaisonline.com/aais-views/topic/modeling-actuarial) [0 Comments](https://aaisviews.aaisonline.com/aais-views/blockchain-the-next-big-thing#comments-listing) In August, [AAIS Views detailed the results](https://aaisviews.aaisonline.com/aais-views/openidl-covid-19-pilot) of our hugely successful Proof of Concept (POC) for openIDL (Open Insurance Data Link) that proved the blockchain technology can dramatically improve the insurance regulatory reporting proves for insurers and regulators. We also saw that insurer information could be correlated with data from other sources to reveal deeper insights, and that data could be leveraged by regulators, while remaining private, secure and in full control of participating carriers [Read More](https://aaisviews.aaisonline.com/aais-views/blockchain-the-next-big-thing) [Prev](https://aaisviews.aaisonline.com/aais-views/tag/data-tech/page/2) [Next](https://aaisviews.aaisonline.com/aais-views/tag/data-tech/page/4) - Recent - Popular - Categories ### Lists by Topic - [Data & Technology (38)](https://aaisviews.aaisonline.com/aais-views/tag/data-technology) - [Issues & Trends (34)](https://aaisviews.aaisonline.com/aais-views/tag/issues-trends) - [Data/Tech (33)](https://aaisviews.aaisonline.com/aais-views/tag/data-tech) - [Technology (28)](https://aaisviews.aaisonline.com/aais-views/tag/technology) - [AAIS Insights (25)](https://aaisviews.aaisonline.com/aais-views/tag/aais-insights) - [Artificial Intelligence (19)](https://aaisviews.aaisonline.com/aais-views/tag/artificial-intelligence) - 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